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Peoples Financial Services (Peoples Financial Services) Cyclically Adjusted PS Ratio : 2.74 (As of Apr. 28, 2024)


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What is Peoples Financial Services Cyclically Adjusted PS Ratio?

As of today (2024-04-28), Peoples Financial Services's current share price is $38.28. Peoples Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $13.98. Peoples Financial Services's Cyclically Adjusted PS Ratio for today is 2.74.

The historical rank and industry rank for Peoples Financial Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

PFIS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.63   Med: 4.2   Max: 6.52
Current: 2.74

During the past years, Peoples Financial Services's highest Cyclically Adjusted PS Ratio was 6.52. The lowest was 2.63. And the median was 4.20.

PFIS's Cyclically Adjusted PS Ratio is ranked worse than
59.88% of 1184 companies
in the Banks industry
Industry Median: 2.38 vs PFIS: 2.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Peoples Financial Services's adjusted revenue per share data for the three months ended in Dec. 2023 was $3.303. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $13.98 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Financial Services Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Peoples Financial Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Financial Services Cyclically Adjusted PS Ratio Chart

Peoples Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 3.10 4.24 3.90 3.48

Peoples Financial Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.90 3.19 3.17 2.87 3.48

Competitive Comparison of Peoples Financial Services's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Peoples Financial Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial Services's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Financial Services's Cyclically Adjusted PS Ratio falls into.



Peoples Financial Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Peoples Financial Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=38.28/13.98
=2.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Peoples Financial Services's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=3.303/129.4194*129.4194
=3.303

Current CPI (Dec. 2023) = 129.4194.

Peoples Financial Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 2.340 99.695 3.038
201406 2.250 100.560 2.896
201409 2.420 100.428 3.119
201412 2.289 99.070 2.990
201503 2.367 99.621 3.075
201506 2.275 100.684 2.924
201509 2.296 100.392 2.960
201512 2.386 99.792 3.094
201603 2.462 100.470 3.171
201606 2.523 101.688 3.211
201609 2.547 101.861 3.236
201612 2.557 101.863 3.249
201703 2.555 102.862 3.215
201706 2.596 103.349 3.251
201709 2.742 104.136 3.408
201712 2.984 104.011 3.713
201803 2.806 105.290 3.449
201806 2.881 106.317 3.507
201809 2.866 106.507 3.483
201812 2.927 105.998 3.574
201903 2.931 107.251 3.537
201906 3.086 108.070 3.696
201909 3.090 108.329 3.692
201912 3.120 108.420 3.724
202003 3.121 108.902 3.709
202006 3.244 108.767 3.860
202009 3.400 109.815 4.007
202012 3.382 109.897 3.983
202103 3.352 111.754 3.882
202106 3.275 114.631 3.697
202109 3.530 115.734 3.947
202112 3.425 117.630 3.768
202203 3.674 121.301 3.920
202206 3.826 125.017 3.961
202209 3.926 125.227 4.057
202212 3.560 125.222 3.679
202303 3.711 127.348 3.771
202306 3.573 128.729 3.592
202309 3.509 129.860 3.497
202312 3.303 129.419 3.303

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Peoples Financial Services  (NAS:PFIS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Peoples Financial Services Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Peoples Financial Services's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Financial Services (Peoples Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
150 North Washington Avenue, Scranton, PA, USA, 18503
Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.
Executives
Elisa Z Ramirez director 1225 17TH STREET, SUITE 2600, DENVER CO 80202
Wright Joseph T Jr director P.O. BOX A, HALLSTEAD PA 18822
Aubrey William E Ii director PO BOX 158, LAPLUME PA 18440
Locken Richard S Jr director 50 MAIN STREET, HALLSTEAD PA 18822
Ronald G Kukuchka director PO BOX A, HALLSTEAD PA 18822
Jeffrey A Drobins officer: EVP, Chief Lending Officer C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Thomas P Tulaney officer: Chief Lending Officer 102 E. DRINKER STREET, DUNMORE PA 18512
Sandra Bodnyk director NATIONAL PENN BANCSHARES, INC, 645 HAMILTON STREET, ALLENTOWN PA 18101
Susan L Hubble officer: EVP, Chief Information Officer C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Debra E Dissinger officer: Executive Vice President C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Joseph Ferretti officer: Vice President C/O PEOPLES FINANCIAL SERVICES CORP, 50 MAIN STREET, HALLSTEAD PA 18822
Anderson John R Iii officer: SVP,Int Prin Accting Officer 150 N WASHINGTON AVE, PENN SECURITY BANK & TRUST CO, SCRANTON PA 18503
Stover George H Jr director 50 MAIN STREET, HALLSTEAD PA 18822
Craig W Best director, officer: President & CEO C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Cesare Joseph G Md director 120 OLD ORCHARD RD, CLARKS GREEN PA 18411