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Kemper (Kemper) Debt-to-Equity : 0.56 (As of Dec. 2023)


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What is Kemper Debt-to-Equity?

Kemper's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $0 Mil. Kemper's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $1,389 Mil. Kemper's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $2,505 Mil. Kemper's debt to equity for the quarter that ended in Dec. 2023 was 0.55.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Kemper's Debt-to-Equity or its related term are showing as below:

KMPR' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.2   Med: 0.33   Max: 0.56
Current: 0.56

During the past 13 years, the highest Debt-to-Equity Ratio of Kemper was 0.56. The lowest was 0.20. And the median was 0.33.

KMPR's Debt-to-Equity is ranked worse than
76.18% of 382 companies
in the Insurance industry
Industry Median: 0.24 vs KMPR: 0.56

Kemper Debt-to-Equity Historical Data

The historical data trend for Kemper's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kemper Debt-to-Equity Chart

Kemper Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.26 0.28 0.52 0.56

Kemper Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.52 0.55 0.59 0.56

Competitive Comparison of Kemper's Debt-to-Equity

For the Insurance - Property & Casualty subindustry, Kemper's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper's Debt-to-Equity Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Kemper's Debt-to-Equity falls into.



Kemper Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Kemper's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Kemper's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Kemper  (NYSE:KMPR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Kemper Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Kemper's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


Kemper (Kemper) Business Description

Traded in Other Exchanges
N/A
Address
200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.
Executives
Alberto J Paracchini director 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601
Lacher Joseph P Jr director, officer: President and CEO KEMPER CORPORATION, 200 EAST RANDOLPH STREET, CHICAGO IL 60601
George N Cochran director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Stuart B. Parker director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Bradley T Camden officer: SVP and Interim CFO 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Christopher Wade Flint officer: EVP, President, Kemper Life 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Susan D Whiting director C/O ALLIANT ENERGY CORPORATION, PO BOX 14720, MADISON WI 53708-0720
Matthew A Hunton other: Sr. Vice President 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Robert Joseph Joyce director 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
James Allen Alexander officer: Chief Accounting Officer 200 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Jason N Gorevic director
Timmy L Stonehocker other: Sr. Vice President 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Anastasios Omiridis officer: SVP, Deputy CFO &, Principal Accounting Officer 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
John Michael Boschelli officer: Treasurer 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Mark A. Green officer: President, Life & Health Div. 200 EAST RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601

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