Wintrust Financial (Wintrust Financial) Debt-to-Equity : 0.72 (As of Mar. 2024)

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What is Wintrust Financial Debt-to-Equity?

Wintrust Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $0.00 Mil. Wintrust Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $3,932.82 Mil. Wintrust Financial's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $5,436.40 Mil. Wintrust Financial's debt to equity for the quarter that ended in Mar. 2024 was 0.72.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Wintrust Financial's Debt-to-Equity or its related term are showing as below:

WTFCW' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.28 Med: 0.5 Max: 0.75
Current: 0.72

During the past 13 years, the highest Debt-to-Equity Ratio of Wintrust Financial was 0.75. The lowest was 0.28. And the median was 0.50.

WTFCW's Debt-to-Equity is ranked worse than
52.76% of 1397 companies
in the Banks industry
Industry Median: 0.65 vs WTFCW: 0.72

Wintrust Financial Debt-to-Equity Historical Data

The historical data trend for Wintrust Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Wintrust Financial Debt-to-Equity Chart

Wintrust Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.48

0.59

0.54

0.75

0.68

Wintrust Financial Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.71	0.67	0.73	0.68	0.72

Competitive Comparison of Wintrust Financial's Debt-to-Equity

For the Banks - Regional subindustry, Wintrust Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wintrust Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Debt-to-Equity falls into.

Wintrust Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Wintrust Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	3649.886)	/	5399.526
	=	0.68

Wintrust Financial's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	3932.821)	/	5436.4
	=	0.72

Wintrust Financial (NAS:WTFCW) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Wintrust Financial Debt-to-Equity Related Terms

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Wintrust Financial (Wintrust Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Wintrust Financial Corp (NAS:WTFCW) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

WTFCP.PFD:USA WTFCM.PFD:USA WTFC:USA

Address

9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018

Website

https://www.wintrust.com

Wintrust Financial Corp is a financial holding company operating in the Chicago metropolitan area and southern Wisconsin through its wholly-owned banking subsidiaries. Wintrust conducts its business through three segments: community banking, specialty finance, and wealth management. Among other services, the company provides community-oriented, personal, and commercial banking, as well as the origination and purchase of residential mortgages for sale into the secondary market. A majority of its banks are banks chartered by the state of Illinois with scores of locations. The company has historically grown through both de novo organization and acquisitions. A majority of its loan portfolio is commercial, mostly in real estate. A majority of Wintrust's net revenue is net interest income.