BNC Bancorp (BNC Bancorp) Debt-to-Revenue : 0.97 (As of Mar. 2017)

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What is BNC Bancorp Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

BNC Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2017 was $96.1 Mil. BNC Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2017 was $191.4 Mil. BNC Bancorp's annualized Revenue for the quarter that ended in Mar. 2017 was $297.7 Mil. BNC Bancorp's annualized Debt-to-Revenue for the quarter that ended in Mar. 2017 was 0.97.

BNC Bancorp Debt-to-Revenue Historical Data

The historical data trend for BNC Bancorp's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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BNC Bancorp Debt-to-Revenue Chart

BNC Bancorp Annual Data

Trend

Dec07

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Debt-to-Revenue

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1.06

1.73

1.60

1.43

1.47

BNC Bancorp Quarterly Data
	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17
Debt-to-Revenue	Get a 7-Day Free Trial															1.25	1.49	1.19	1.30	0.97

Competitive Comparison of BNC Bancorp's Debt-to-Revenue

For the Banks - Regional subindustry, BNC Bancorp's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BNC Bancorp's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BNC Bancorp's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where BNC Bancorp's Debt-to-Revenue falls into.

BNC Bancorp Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

BNC Bancorp's Debt-to-Revenue for the fiscal year that ended in Dec. 2016 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(168.304	+	201.648)	/	251.648
	=	1.47

BNC Bancorp's annualized Debt-to-Revenue for the quarter that ended in Mar. 2017 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(96.068	+	191.448)	/	297.736
	=	0.97

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Mar. 2017) Revenue data.

BNC Bancorp Debt-to-Revenue Related Terms

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BNC Bancorp (BNC Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BNC Bancorp (NAS:BNCN) » Definitions » Debt-to-Revenue

Comparable Companies

Traded in Other Exchanges

N/A

Address

Website

http://www.bncbancorp.com

BNC Bancorp was formed in 2002 to serve as a one-bank holding company for Bank of North Carolina, BNC. BNC is a full service commercial bank, incorporated under the laws of the State of North Carolina on November 15, 1991. The Bank is a full service commercial bank. It is engaged in the business of attracting deposits from the general public and using such deposits, together with other funding from its lines of credit, to make mainly consumer and commercial loans. Specifically, the Bank makes business loans secured by real estate, personal property and accounts receivable; unsecured business loans; consumer loans, which are secured by consumer products, such as automobiles and boats; unsecured consumer loans; commercial real estate loans; and other loans. It also offers a range of banking services, including checking and savings accounts, commercial, installment and personal loans, safe deposit boxes, and other associated services. Deposits are the main source of the Bank's funds for lending and other investment purposes. The Bank attracts both short-term and long-term deposits from the general public locally and out-of-state by offering a number of accounts and rates. It offers statement savings accounts, negotiable order of withdrawal accounts, money market demand accounts, noninterest-bearing accounts, and fixed interest rate certificates with varying maturities. Its operations are managed along two operating segments consisting of banking operations and mortgage origination. The purpose of the mortgage origination operating segment is the origination and subsequent sale of residential mortgage loans, while all other banking activities are performed in the banking operations segment. BNC is also subject to certain regulations of the Federal Reserve governing the reserves to be maintained against deposits and other matters.

Executives

G Kennedy Thompson	director	3000 HANOVER STREET, PALO ALTO CA 94304
Boxley Abney S Iii	director	P.O. BOX 13007, ROANOKE VA 24030
Callicutt Richard D Ii	director, officer: President & CEO	3980 PREMIER DRIVE, SUITE 210, HIGH POINT NC 27265
Thomas R Sloan	director	3980 PREMIER DRIVE, SUITE 210, HIGH POINT NC 27265
Ronald J Gorczynski	officer: EVP/Chief Accounting Officer	3980 PREMIER DRIVE, SUITE 210, HIGH POINT NC 27265
R. Mark Graf	director	C/O DISCOVER FINANCIAL SERVICES, 2500 LAKE COOK ROAD, RIVERWOODS IL 60015