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Community Trust Bancorp (Community Trust Bancorp) E10 : $4.19 (As of Mar. 2024)


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What is Community Trust Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Community Trust Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was $1.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.19 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Community Trust Bancorp's average E10 Growth Rate was 6.30% per year. During the past 3 years, the average E10 Growth Rate was 9.90% per year. During the past 5 years, the average E10 Growth Rate was 9.10% per year. During the past 10 years, the average E10 Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Community Trust Bancorp was 12.40% per year. The lowest was 1.40% per year. And the median was 5.50% per year.

As of today (2024-05-27), Community Trust Bancorp's current stock price is $42.58. Community Trust Bancorp's E10 for the quarter that ended in Mar. 2024 was $4.19. Community Trust Bancorp's Shiller PE Ratio of today is 10.16.

During the past 13 years, the highest Shiller PE Ratio of Community Trust Bancorp was 20.85. The lowest was 8.44. And the median was 14.67.


Community Trust Bancorp E10 Historical Data

The historical data trend for Community Trust Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Trust Bancorp E10 Chart

Community Trust Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 3.07 3.51 3.86 4.08

Community Trust Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 4.01 4.06 4.08 4.19

Competitive Comparison of Community Trust Bancorp's E10

For the Banks - Regional subindustry, Community Trust Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Trust Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Trust Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Community Trust Bancorp's Shiller PE Ratio falls into.



Community Trust Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Trust Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.04/131.7762*131.7762
=1.040

Current CPI (Mar. 2024) = 131.7762.

Community Trust Bancorp Quarterly Data

per share eps CPI Adj_EPS
201406 0.700 100.560 0.917
201409 0.630 100.428 0.827
201412 0.570 99.070 0.758
201503 0.630 99.621 0.833
201506 0.710 100.684 0.929
201509 0.640 100.392 0.840
201512 0.680 99.792 0.898
201603 0.660 100.470 0.866
201606 0.660 101.688 0.855
201609 0.700 101.861 0.906
201612 0.670 101.863 0.867
201703 0.640 102.862 0.820
201706 0.650 103.349 0.829
201709 0.780 104.136 0.987
201712 0.840 104.011 1.064
201803 0.890 105.290 1.114
201806 0.660 106.317 0.818
201809 0.910 106.507 1.126
201812 0.890 105.998 1.106
201903 0.840 107.251 1.032
201906 1.030 108.070 1.256
201909 0.860 108.329 1.046
201912 0.900 108.420 1.094
202003 0.370 108.902 0.448
202006 1.110 108.767 1.345
202009 0.980 109.815 1.176
202012 0.890 109.897 1.067
202103 1.330 111.754 1.568
202106 1.340 114.631 1.540
202109 1.190 115.734 1.355
202112 1.080 117.630 1.210
202203 1.110 121.301 1.206
202206 1.140 125.017 1.202
202209 1.080 125.227 1.136
202212 1.260 125.222 1.326
202303 1.080 127.348 1.118
202306 1.080 128.729 1.106
202309 1.150 129.860 1.167
202312 1.040 129.419 1.059
202403 1.040 131.776 1.040

Add all the adjusted EPS together and divide 10 will get our e10.


Community Trust Bancorp  (NAS:CTBI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Community Trust Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=42.58/4.19
=10.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Community Trust Bancorp was 20.85. The lowest was 8.44. And the median was 14.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Community Trust Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Community Trust Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Trust Bancorp (Community Trust Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
346 North Mayo Trail, P.O. Box 2947, Pikeville, KY, USA, 41502
Community Trust Bancorp Inc is a bank holding company. The Bank owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, north-eastern, central, and southcentral Kentucky, southern West Virginia, and north-eastern Tennessee. Through its subsidiaries, the Bank is engaged in commercial and personal banking and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services.
Executives
James B Draughn officer: Executive Vice President C/O COMMUNITY TRUST BANCORP INC, PO BOX 2947, PIKEVILLE KY 41502-2947
Franky Minnifield other: Director of Lead Bank 4809 CHAFFEY LANE, LEXINGTON KY 415020351
Ricky D Sparkman officer: Executive Vice President 1218 E BROADWAY, CAMPBELLSVILLE KY 42718
Kevin J Stumbo officer: Executive Vice President C/O COMMUNITY TRUST BANK, INC., PO BOX 2947, PIKEVILLE KY 41502-2947
David Andrew Jones officer: Executive Vice President 1544 WINCHESTER AVENUE, ASHLAND KY 41101
Farris Franklin H Jr director 2008 HIGH RIDGE ROAD, LOUISVILLE KY 40207
Mark A Gooch officer: EVP & Treasurer, other: Pres/CEO Community Trust Bank PO BOX 2947, PIKEVILLE KY 41502-2947
Chad C Street other: Director of Lead Bank 684 CEDAR CREEK ROAD, PIKEVILLE KY 41501-1432
M Lynn Parrish director PO BOX 2725, PIKEVILLE KY 41502-2725
Charles J Baird director P O BOX 351, PIKEVILLE KY 415020351
Billie J. Dollins officer: Executive Officer 3205 PEPPERHILL ROAD, LEXINGTON KY 40502
James J Gartner officer: Executive Vice President PO BOX 2947, PIKEVILLE KY 41502-2947
Andy D Waters officer: Executive Vice President 100 EAST VINE STREET, LEXINGTON KY 40507-1406
David I Tackett officer: Executive Vice President COMMUNITY TRUST BANK, INC., PO BOX 2974, PIKEVILLE KY 41502-2974
Richard W Newsom officer: Executive Vice President PO BOX 2947, PIKEVILLE KY 41502-2947

Community Trust Bancorp (Community Trust Bancorp) Headlines