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American Coastal Insurance (FRA:0UI) E10 : €-0.40 (As of Mar. 2024)


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What is American Coastal Insurance E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

American Coastal Insurance's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.442. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-0.40 for the trailing ten years ended in Mar. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of American Coastal Insurance was -24.50% per year. The lowest was -29.80% per year. And the median was -27.15% per year.

As of today (2024-06-05), American Coastal Insurance's current stock price is €10.70. American Coastal Insurance's E10 for the quarter that ended in Mar. 2024 was €-0.40. American Coastal Insurance's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of American Coastal Insurance was 24.01. The lowest was 7.52. And the median was 14.70.


American Coastal Insurance E10 Historical Data

The historical data trend for American Coastal Insurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Coastal Insurance E10 Chart

American Coastal Insurance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.59 0.38 0.24 -0.56 -0.37

American Coastal Insurance Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.32 -0.33 -0.34 -0.37 -0.40

Competitive Comparison of American Coastal Insurance's E10

For the Insurance - Property & Casualty subindustry, American Coastal Insurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Coastal Insurance's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, American Coastal Insurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where American Coastal Insurance's Shiller PE Ratio falls into.



American Coastal Insurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, American Coastal Insurance's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.442/131.7762*131.7762
=0.442

Current CPI (Mar. 2024) = 131.7762.

American Coastal Insurance Quarterly Data

per share eps CPI Adj_EPS
201406 0.339 100.560 0.444
201409 0.318 100.428 0.417
201412 0.446 99.070 0.593
201503 0.009 99.621 0.012
201506 0.223 100.684 0.292
201509 0.339 100.392 0.445
201512 0.588 99.792 0.776
201603 0.126 100.470 0.165
201606 0.401 101.688 0.520
201609 0.143 101.861 0.185
201612 -0.465 101.863 -0.602
201703 0.168 102.862 0.215
201706 0.151 103.349 0.193
201709 -0.554 104.136 -0.701
201712 0.532 104.011 0.674
201803 0.162 105.290 0.203
201806 0.291 106.317 0.361
201809 -0.231 106.507 -0.286
201812 -0.229 105.998 -0.285
201903 0.195 107.251 0.240
201906 -0.062 108.070 -0.076
201909 -0.599 108.329 -0.729
201912 -0.171 108.420 -0.208
202003 -0.271 108.902 -0.328
202006 0.497 108.767 0.602
202009 -1.469 109.815 -1.763
202012 -0.649 109.897 -0.778
202103 -0.344 111.754 -0.406
202106 -0.457 114.631 -0.525
202109 -0.281 115.734 -0.320
202112 -0.044 117.630 -0.049
202203 -0.699 121.301 -0.759
202206 -1.514 125.017 -1.596
202209 -1.667 125.227 -1.754
202212 -6.457 125.222 -6.795
202303 5.735 127.348 5.934
202306 0.378 128.729 0.387
202309 0.225 129.860 0.228
202312 0.284 129.419 0.289
202403 0.442 131.776 0.442

Add all the adjusted EPS together and divide 10 will get our e10.


American Coastal Insurance  (FRA:0UI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of American Coastal Insurance was 24.01. The lowest was 7.52. And the median was 14.70.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


American Coastal Insurance E10 Related Terms

Thank you for viewing the detailed overview of American Coastal Insurance's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


American Coastal Insurance (FRA:0UI) Business Description

Traded in Other Exchanges
Address
800 2nd Avenue South, Saint Petersburg, FL, USA, 33701
American Coastal Insurance Corp is a holding company that underwrites commercial residential property and casualty insurance policies in the United States through its wholly-owned insurance subsidiary.

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