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Standard AVB Financial (Standard AVB Financial) E10 : $1.43 (As of Mar. 2021)


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What is Standard AVB Financial E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Standard AVB Financial's adjusted earnings per share data for the three months ended in Mar. 2021 was $0.460. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.43 for the trailing ten years ended in Mar. 2021.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-05), Standard AVB Financial's current stock price is $33.00. Standard AVB Financial's E10 for the quarter that ended in Mar. 2021 was $1.43. Standard AVB Financial's Shiller PE Ratio of today is 23.08.


Standard AVB Financial E10 Historical Data

The historical data trend for Standard AVB Financial's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Standard AVB Financial E10 Chart

Standard AVB Financial Annual Data
Trend Sep11 Sep12 Sep13 Sep14 Sep15 Sep16 Dec17 Dec18 Dec19 Dec20
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.32 1.38

Standard AVB Financial Quarterly Data
Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.31 1.35 1.38 1.43

Competitive Comparison of Standard AVB Financial's E10

For the Banks - Regional subindustry, Standard AVB Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Standard AVB Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Standard AVB Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Standard AVB Financial's Shiller PE Ratio falls into.



Standard AVB Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Standard AVB Financial's adjusted earnings per share data for the three months ended in Mar. 2021 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2021 (Change)*Current CPI (Mar. 2021)
=0.46/111.7544*111.7544
=0.460

Current CPI (Mar. 2021) = 111.7544.

Standard AVB Financial Quarterly Data

per share eps CPI Adj_EPS
201012 0.000 92.474 0.000
201103 0.260 94.283 0.308
201106 0.260 95.235 0.305
201109 0.211 95.727 0.246
201112 0.260 95.213 0.305
201203 0.250 96.783 0.289
201206 0.240 96.819 0.277
201209 0.180 97.633 0.206
201212 0.240 96.871 0.277
201303 0.240 98.209 0.273
201306 0.250 98.518 0.284
201309 0.240 98.790 0.271
201406 0.320 100.560 0.356
201409 0.320 100.428 0.356
201412 0.340 99.070 0.384
201503 0.310 99.621 0.348
201506 0.330 100.684 0.366
201509 0.380 100.392 0.423
201512 0.330 99.792 0.370
201603 0.360 100.470 0.400
201606 0.360 101.688 0.396
201609 0.190 101.861 0.208
201612 0.230 101.863 0.252
201703 0.230 102.862 0.250
201706 0.080 103.349 0.087
201709 0.410 104.136 0.440
201712 0.320 104.011 0.344
201803 0.460 105.290 0.488
201806 0.530 106.317 0.557
201809 0.500 106.507 0.525
201812 0.380 105.998 0.401
201903 0.460 107.251 0.479
201906 0.440 108.070 0.455
201909 0.530 108.329 0.547
201912 0.460 108.420 0.474
202003 0.240 108.902 0.246
202006 0.250 108.767 0.257
202009 0.490 109.815 0.499
202012 0.530 109.897 0.539
202103 0.460 111.754 0.460

Add all the adjusted EPS together and divide 10 will get our e10.


Standard AVB Financial  (NAS:STND) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Standard AVB Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.00/1.43
=23.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Standard AVB Financial E10 Related Terms

Thank you for viewing the detailed overview of Standard AVB Financial's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Standard AVB Financial (Standard AVB Financial) Business Description

Traded in Other Exchanges
N/A
Address
2640 Monroeville Boulevard, Monroeville, PA, USA, 15146
Standard AVB Financial Corp operates as a holding company that provides various banking products and services. The company's business consists primarily of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in commercial real estate loans, one- to four-family residential mortgage loans, home equity loans and lines of credit commercial business loans and investment securities. It also originates construction loans and consumer loans. The company offers a variety of deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and regular checking accounts, and individual retirement accounts.
Executives
John M. Lally director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Timothy K Zimmerman director, officer: Chief Operating Officer C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Susan A Parente officer: EVP and CFO C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Andrew W Hasley director, officer: President 5004 MCKNIGHT ROAD PITTSBURGH PA 15237
Terence L Graft director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
David C Mathews director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
William T Ferri director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Christian M. Chelli officer: Sr, VP-Chief Credit Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Susan M. Deluca officer: SVP-Chief Risk Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
John P Kline officer: EVP-Chief Lending Officer 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Jennifer H Lunden director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Dale A Walker director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Thomas J Rennie director C/O STANDARD BANK 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Paul A. Iurlano director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146
Ronald J. Mock director 2640 MONROEVILLE BOULEVARD MONROEVILLE PA 15146