Foris AGSTU:FRS -0.66%58 EBITDA Margin % is 4.31% as of Dec. 2025, which is 19% above its 10-year median of 3.61. GuruFocus rates STU:FRS with a GF Score™ of 58/100 and a GF Value™ of €2.64 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 414 Credit Services companies, Foris AG ranks worse than 76.33% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Foris AG's EBITDA for the
six
months ended in Dec. 2025 was €0.57 Mil. Foris AG's Revenue for the
six
months ended in Dec. 2025 was €13.20 Mil. Therefore, Foris AG's EBITDA margin for the quarter that ended in Dec. 2025 was 4.31%.
Foris AG (STU:FRS) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Foris AG EBITDA Margin % Related Terms
Foris AG EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Foris AG's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Foris AG's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Foris AG EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Foris AG's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Foris AG's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Foris AG (STU:FRS) has a EBITDA Margin % of 4.31% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Foris AG and its competitors. This is 19% above median its historical median of 3.61. According to the industry distribution chart, Foris AG ranks #316 out of 414 companies in the Credit Services industry, placing it in the top 76.3%.
Is Foris AG's EBITDA Margin % too high?
Foris AG's current EBITDA Margin % of 4.31% is 19% above median its 10-year median of 3.61. The Credit Services industry median EBITDA Margin % is 20.91. Foris AG's value of 4.31% is 79.4% below this industry median. Based on the distribution chart, Foris AG ranks #316 out of 414 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Foris AG has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Foris AG's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Foris AG ranks #316 out of 414 companies for EBITDA Margin %. This places Foris AG in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Foris AG's value of 4.31% is 79.4% below this benchmark. While the company's 10-year median is 3.61 vs. the industry median of 20.91, Foris AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Foris AG's current EBITDA Margin % of 4.31% is 79.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Foris AG and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Foris AG's current EBITDA Margin % is 4.31%, which is 19% above median its own 10-year median of 3.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Foris AG stock overvalued right now?
Based on GuruFocus' analysis, Foris AG (STU:FRS) is currently considered Modestly Overvalued. The stock's GF Value™ is €2.64, compared to a current price of €3.00 — trading 13.6% above its estimated fair value. The current EBITDA Margin % is 4.31%, which is 19% above median its 10-year median of 3.61 and 79.4% below the Credit Services industry median of 20.91. Foris AG's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Foris AG (STU:FRS), the current EBITDA Margin % is 4.31% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Foris AG (STU:FRS) Overvalued in 2026?
Based on GuruFocus' analysis, Foris AG stock appears to be overvalued.
The current stock price of €3.00 is trading 13.6% above its estimated GF Value™ of €2.64.
GuruFocus considers Foris AG to be Modestly Overvalued.
Key valuation signals for STU:FRS:
EBITDA Margin %: 4.31% (19% above median its 10-year median of 3.61)
GF Value™: €2.64 vs. price of €3.00 (13.6% above fair value)
Industry Position: 79.4% below the Credit Services median (#316 of 414)
No single metric tells the full story. See the STU:FRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:FRS has been successfully added to your 
