Points.com (Points.com) Effective Interest Rate on Debt % : 21.57% (As of Mar. 2022)

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What is Points.com Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Points.com's annualized positive value of Interest Expense for the quarter that ended in Mar. 2022 was $0.2 Mil. Points.com's average total debt for the quarter that ended in Mar. 2022 was $1.1 Mil. Therefore, Points.com's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2022 was 21.57%.

Points.com Effective Interest Rate on Debt % Historical Data

The historical data trend for Points.com's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Points.com Effective Interest Rate on Debt % Chart

Points.com Annual Data

Trend

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Effective Interest Rate on Debt %

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11.56

8.10

3.83

Points.com Quarterly Data
	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															5.21	16.82	18.98	21.11	21.57

Competitive Comparison of Points.com's Effective Interest Rate on Debt %

For the Internet Content & Information subindustry, Points.com's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Points.com's Effective Interest Rate on Debt % Distribution in the Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Points.com's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Points.com's Effective Interest Rate on Debt % falls into.

Points.com Effective Interest Rate on Debt % Calculation

Points.com's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2021 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2020 )	+	Total Debt (A: Dec. 2021 ))	/ count )
=	-1 * -0.353	/	( (17.292	+	1.163)	/ 2 )
=	-1 * -0.353	/	9.2275
=	3.83 %

where

	Total Debt (A: Dec. 2020 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	12.636	+	4.656
=	17.292

	Total Debt (A: Dec. 2021 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.027	+	1.136
=	1.163

Points.com's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2022 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2021 )	+	Total Debt (Q: Mar. 2022 ))	/ count )
=	-1 * -0.228	/	( (1.163	+	0.951)	/ 2 )
=	-1 * -0.228	/	1.057
=	21.57 %

where

	Total Debt (Q: Dec. 2021 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.027	+	1.136
=	1.163

	Total Debt (Q: Mar. 2022 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0.023	+	0.928
=	0.951

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2022) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Points.com (NAS:PCOM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Points.com Effective Interest Rate on Debt % Related Terms

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Points.com (Points.com) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Communication Services » Interactive Media » Points.com Inc (NAS:PCOM) » Definitions » Effective Interest Rate on Debt %

Comparable Companies

Traded in Other Exchanges

N/A

Address

111 Richmond Street, Suite 700, Toronto, ON, CAN, M5H 2G4

Website

https://www.points.com

Points.com Inc is a Canadian company which is engaged in providing web-based solutions to the loyalty program industry. It offers e-commerce services include the retailing and wholesaling of loyalty program currencies, a range of additional e-commerce products and management of an online consumer-focused loyalty points management web-portal. The company's operating segments are Loyalty Currency Retailing, Platform Partners, and Points Travel. It generates maximum revenue from the Loyalty Currency Retailing segment. The majority of the company's revenue is derived from the United States.

Executives

D Jonathan Merriman	10 percent owner	MERRIMAN CURHAN FORD & CO 600 CALIFORNIA ST., 9TH FLOOR SAN FRANCISCO CA 94108
Phineus Voyager Fund, Lp	10 percent owner	600 CALIFORNIA STREET 9TH FLOOR SAN FRANCISCO CA 94108
Tamalpais Management Group, Lp	10 percent owner	600 CALIFORNIA STREET 9TH FLOOR SAN FRANCISCO CA 94108
Tamalpais Masterfund, Ltd	10 percent owner	600 CALIFORNIA STREET SUITE 540 SAN FRANCISCO CA 94108
Merriman Curhan Ford & Co	10 percent owner	600 CALIFORNIA STREET 9TH FLOOR SAN FRANCISCO CA 94108