DNB Financial (DNB Financial) Efficiency Overhead Ratio % : 63.01% (As of Sep. 2019)

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What is DNB Financial Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

DNB Financial's Efficiency Overhead Ratio % for the quarter that ended in Sep. 2019 was 63.01% , which is lower than 68.31% for the pervious quarter ended in Jun. 2019.

DNB Financial's Efficiency Overhead Ratio % for the annual that ended in Dec. 2018 was 65.22% , which is higher than 63.75% for the pervious year ended in Dec. 2017.

The historical rank and industry rank for DNB Financial's Efficiency Overhead Ratio % or its related term are showing as below:

DNBF's Efficiency Overhead Ratio % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

DNB Financial Efficiency Overhead Ratio % Historical Data

The historical data trend for DNB Financial's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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DNB Financial Efficiency Overhead Ratio % Chart

DNB Financial Annual Data

Trend

Dec16

Dec17

Dec18

Efficiency Overhead Ratio %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Net Charge Offs to Average Loans %

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DNB FinancialQuarterly Data

Trend

Jun16

Sep16

Dec16

Mar17

Jun17

Sep17

Dec17

Mar18

Jun18

Sep18

Dec18

Mar19

Jun19

Sep19

Efficiency Overhead Ratio %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Net Charge Offs to Average Loans %

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DNB Financial (NAS:DNBF) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %

Non-interest Expenses

Revenue

DNB Financial (NAS:DNBF) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.

DNB Financial Efficiency Overhead Ratio % Related Terms

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DNB Financial (DNB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » DNB Financial Corp (NAS:DNBF) » Definitions » Efficiency Overhead Ratio %

Comparable Companies

Traded in Other Exchanges

N/A

Address

4 Brandywine Avenue, Downingtown, PA, USA, 19335

Website

http://www.dnbfirst.com

DNB Financial Corp is a bank holding company of the Bank. The bank and its subsidiaries provide personal banking, business banking, wealth management and other banking services to individual and corporate customers and also to small to medium-sized businesses in Southeastern Pennsylvania market area. Its main products and services include loans and lending services, deposit products and services, non-deposit products and services and investment and insurance products. The bank generates revenue and cash flows by lending funds to commercial and consumer customers in its marketplace.

Executives

William J Hieb	director, officer: President & CEO	800 PHILADELPHIA STREET, INDIANA PA 15701
Peter Richard Barsz	director	800 PHILADELPHIA STREET, INDIANA PA 15701
Vince Liuzzi	officer: EVP, CBO	601 CLINTON STREET, DEFIANCE OH 43512
Richard Wright	officer: evp-retail