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Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
First Guaranty Bancshares's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 83.62% , which is higher than 63.94% for the pervious year ended in Dec. 2022.
The historical rank and industry rank for First Guaranty Bancshares's Efficiency Overhead Ratio % or its related term are showing as below:
The historical data trend for First Guaranty Bancshares's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Guaranty Bancshares Annual Data | |||||||||||
Trend | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | ||||||
Efficiency Overhead Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
First Guaranty BancsharesQuarterly Data | |||||||||||||||||||||||||||||
Trend | Mar20 | Jun20 | Sep20 | Mar21 | Jun21 | Sep21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | |||||||||||||||
Efficiency Overhead Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||
Capital Adequacy Tier - Tier 1 Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||
Capital Adequacy Tier - Leverage Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||
Capital Adequacy Tier - Total Capital Ratio % | Get a 7-Day Free Trial | ||||||||||||||||||||||||||||
Net Charge Offs to Average Loans % | Get a 7-Day Free Trial |
For the Banks - Regional subindustry, First Guaranty Bancshares's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio % | = | Non-interest Expenses | / | Revenue |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Guaranty Bancshares (NAS:FGBI) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Thank you for viewing the detailed overview of First Guaranty Bancshares's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Vanessa R Drew | director | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Amanda Wood Barnett | officer: General Counsel | 1412 CENTRE COURT DRIVE, SUITE 101, ALEXANDRIA LA 71301 |
Smith Edgar R. Iii | director | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
William K Hood | director | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Marshall T Reynolds | director, 10 percent owner, officer: Chairman of the Board | 2450 FIRST AVENUE, HUNTINGTON WV 25704 |
Smith & Hood Holding Company, Llc | 10 percent owner | 11239 HIGHWAY 16, AMITE LA 70422 |
Eric Dosch | officer: SVP and CFO | 2450 FIRST AVENUE, HUNTINGTON WV 25703 |
Jack Rossi | director | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Lewis Alton B Jr | officer: Chief Executive Officer | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Glenda Baskin Glover | director | 911 E. WINDING CREEK DRIVE, SUITE 150, EAGLE ID 83616 |
Smith & Hood Investments, Llc | 10 percent owner | P.O. BOX 367, AMITE LA 70422 |
Gary A Simanson | director | 717 KING STREET, ALEXANDRIA VA 22314 |
Michael R. Sharp | officer: President and CLO | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Michele E. Lobianco | officer: Chief Financial Officer | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
Loy F. Weaver | officer: Executive Vice President | 400 EAST THOMAS STREET, HAMMOND LA 70401 |
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