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Middlefield Banc (Middlefield Banc) Efficiency Overhead Ratio % : 68.99% (As of Dec. 2023)


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What is Middlefield Banc Efficiency Overhead Ratio %?

Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.

Middlefield Banc's Efficiency Overhead Ratio % for the quarter that ended in Dec. 2023 was 68.99% , which is higher than 65.65% for the pervious quarter ended in Sep. 2023.

Middlefield Banc's Efficiency Overhead Ratio % for the annual that ended in Dec. 2023 was 64.49% , which is lower than 72.75% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Middlefield Banc's Efficiency Overhead Ratio % or its related term are showing as below:

MBCN's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Efficiency Overhead Ratio % only.

Middlefield Banc Efficiency Overhead Ratio % Historical Data

The historical data trend for Middlefield Banc's Efficiency Overhead Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Middlefield Banc Efficiency Overhead Ratio % Chart

Middlefield Banc Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Middlefield BancQuarterly Data
Trend Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Efficiency Overhead Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Middlefield Banc's Efficiency Overhead Ratio %

For the Banks - Regional subindustry, Middlefield Banc's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Middlefield Banc  (NAS:MBCN) Efficiency Overhead Ratio % Calculation

Efficiency Overhead Ratio % is calculated as

Efficiency Overhead Ratio %=Non-interest Expenses / Revenue

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Middlefield Banc  (NAS:MBCN) Efficiency Overhead Ratio % Explanation

Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.

An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.


Middlefield Banc Efficiency Overhead Ratio % Related Terms

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Middlefield Banc (Middlefield Banc) Business Description

Traded in Other Exchanges
N/A
Address
15985 East High Street, Middlefield, OH, USA, 44062-0035
Middlefield Banc Corp is a United States-based bank holding company. It offers customers banking services, including checking, savings, negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, and other services. It also maintains, manages, and disposes of nonperforming loans and other real estate owned.
Executives
Jennifer L Moeller director 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Heslop James R Ii director, officer: Exec. Vice President/COO
Thomas M Wilson officer: EVP/Corporate Development 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Robert J Dawson officer: EVP/Chief Lending Officer 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Michael C Voinovich director 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Zimmerly Ronald Len Jr. director 4427 COUNTY ROAD 55, BELLEFONTAINE OH 43311
William J Skidmore director 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Mark Ramsey Watkins director 9551 TOWNSHIP ROAD 179, KENTON OH 43326
Spencer Cohn director 1682 EL CAMINO REAL, SUITE 320, SAN DIEGO CA 92130
Kenneth E Jones director 2003 HAVENSWOOD PLACE, BLACKLICK OH 43004
Kevin A Digeronimo director 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Darryl E Mast director
Robert W Toth director 15985 EAST HIGH STREET, POST OFFICE BOX 35, MIDDLEFIELD OH 44062
Rose Clayton W Iii director 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062
Adam T Cook officer: Senior Vice President 15985 EAST HIGH STREET, MIDDLEFIELD OH 44062