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Pinnacle Bancshares (Pinnacle Bancshares) Equity-to-Asset : 0.09 (As of Sep. 2007)


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What is Pinnacle Bancshares Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pinnacle Bancshares's Total Stockholders Equity for the quarter that ended in Sep. 2007 was $20.55 Mil. Pinnacle Bancshares's Total Assets for the quarter that ended in Sep. 2007 was $239.52 Mil. Therefore, Pinnacle Bancshares's Equity to Asset Ratio for the quarter that ended in Sep. 2007 was 0.09.

The historical rank and industry rank for Pinnacle Bancshares's Equity-to-Asset or its related term are showing as below:

PCLB's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

Pinnacle Bancshares Equity-to-Asset Historical Data

The historical data trend for Pinnacle Bancshares's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pinnacle Bancshares Equity-to-Asset Chart

Pinnacle Bancshares Annual Data
Trend Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.09 0.10 0.09 0.08

Pinnacle Bancshares Quarterly Data
Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.08 0.08 0.09

Competitive Comparison of Pinnacle Bancshares's Equity-to-Asset

For the Banks - Regional subindustry, Pinnacle Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Bancshares's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Bancshares's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Pinnacle Bancshares's Equity-to-Asset falls into.



Pinnacle Bancshares Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Pinnacle Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2006 is calculated as

Equity to Asset (A: Dec. 2006 )=Total Stockholders Equity/Total Assets
=19.406/232.234
=0.08

Pinnacle Bancshares's Equity to Asset Ratio for the quarter that ended in Sep. 2007 is calculated as

Equity to Asset (Q: Sep. 2007 )=Total Stockholders Equity/Total Assets
=20.55/239.522
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pinnacle Bancshares  (OTCPK:PCLB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Pinnacle Bancshares Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of Pinnacle Bancshares's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Pinnacle Bancshares (Pinnacle Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
1811 Second Avenue, Jasper, AL, USA, 35501
Pinnacle Bancshares Inc is a bank holding company for Pinnacle Bank. It obtains funds in the form of savings deposits and invests such funds in mortgage loans on single-family residential real estate.

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