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LaPorte Bancorp (LaPorte Bancorp) Equity-to-Asset : 0.16 (As of Mar. 2016)


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What is LaPorte Bancorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. LaPorte Bancorp's Total Stockholders Equity for the quarter that ended in Mar. 2016 was $86.72 Mil. LaPorte Bancorp's Total Assets for the quarter that ended in Mar. 2016 was $528.92 Mil. Therefore, LaPorte Bancorp's Equity to Asset Ratio for the quarter that ended in Mar. 2016 was 0.16.

The historical rank and industry rank for LaPorte Bancorp's Equity-to-Asset or its related term are showing as below:

LPSB's Equity-to-Asset is not ranked *
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

LaPorte Bancorp Equity-to-Asset Historical Data

The historical data trend for LaPorte Bancorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LaPorte Bancorp Equity-to-Asset Chart

LaPorte Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.12 0.17 0.15 0.16 0.16

LaPorte Bancorp Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.16 0.16 0.16 0.16

Competitive Comparison of LaPorte Bancorp's Equity-to-Asset

For the Banks - Regional subindustry, LaPorte Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LaPorte Bancorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, LaPorte Bancorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where LaPorte Bancorp's Equity-to-Asset falls into.



LaPorte Bancorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

LaPorte Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2015 is calculated as

Equity to Asset (A: Dec. 2015 )=Total Stockholders Equity/Total Assets
=85.548/543.191
=0.16

LaPorte Bancorp's Equity to Asset Ratio for the quarter that ended in Mar. 2016 is calculated as

Equity to Asset (Q: Mar. 2016 )=Total Stockholders Equity/Total Assets
=86.723/528.924
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


LaPorte Bancorp  (NAS:LPSB) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


LaPorte Bancorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of LaPorte Bancorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


LaPorte Bancorp (LaPorte Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
LaPorte Bancorp Inc operates as the bank holding company for The LaPorte Savings Bank. The LaPorte Savings Bank is an Indiana-chartered savings bank that operates from seven full-service locations in LaPorte and Porter Counties, Indiana and a mortgage loan production office in St. Joseph, Michigan. The Company's business consists of accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential loans, commercial real estate loans, mortgage warehouse loans, construction loans, home equity loans and lines of credit, commercial loans, automobile and other consumer loans, as well as agency securities, mortgage-backed securities, collateralized mortgage obligation securities and municipal bond securities. In addition, the Company offers trust services through a referral agreement with a third party. In Lending Activities One- to Four-Family Residential Loans: The majority of the one- to four-family residential mortgage loans the company originates are conventional. The Company also offers adjustable rate mortgage loans with fixed terms of three, five or seven years before converting to an annual adjustment schedule based on changes in a designated United States Treasury index. The Company also makes commercial land development and residential land loans. The Company also makes construction loans for commercial development projects, such as multi-family, apartment and small retail and office buildings. Its deposit accounts consist of savings accounts, health savings accounts, NOW accounts, checking accounts, money market accounts, certificates of deposit and IRAs. The Company also provides commercial checking accounts for businesses.
Executives
Michele M. Magnuson director, officer: President and CFO 515 FRANKLIN STREET, MICHIGAN CITY IN 46360

LaPorte Bancorp (LaPorte Bancorp) Headlines

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