F & M Bank Corp is a single-bank holding company. The Company operates two business segments, commercial banking, through F and M Bank, and mortgage banking, through F and M Mortgage. The commercial banking segment includes both commercial and consumer lending and provides customers with products such as commercial loans, real estate loans, other business financing, and consumer loans. In addition, this segment provides customers with several choice deposit products, including demand deposit accounts, savings accounts, and certificates of deposit. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market. Various other services are offered through TEB, FMFS, and VST.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.3
Equity-to-Asset	0.06
Debt-to-Equity	0.86
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.16	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-1.8
	3-Year EPS without NRI Growth Rate	-32.2
	3-Year Book Growth Rate	-7.5

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	16.36
	9-Day RSI	17.43
	14-Day RSI	18.4
	6-1 Month Momentum %	-1.15
	12-1 Month Momentum %	-21.46

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	6.75
	Dividend Payout Ratio	1.32
	Forward Dividend Yield %	6.75
	5-Year Yield-on-Cost %	6.99
	3-Year Average Share Buyback Ratio	-2.9
	Shareholder Yield %	-27.57

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	6.78
	FCF Margin %	-7.47
	ROE %	3.84
	ROA %	0.22
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	19.49
	PE Ratio without NRI	19.49
	Shiller PE Ratio	5.92
	PS Ratio	1.31
	PB Ratio	0.69
	Price-to-Tangible-Book	0.71
	Price-to-Operating-Cash-Flow	22.22
	EV-to-Revenue	2.46
	EV-to-FCF	-32.92
	Price-to-Projected-FCF	0.38
	Price-to-Median-PS-Value	0.56
	Price-to-Graham-Number	0.78
	FCF Yield %	-5.7
	Forward Rate of Return (Yacktman) %	11.47

Financials (Next Earnings Date:2024-05-31 Est.)

Annual Quarterly TTM

FMBM's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

F & M Bank Corp Operating Data

Annual Quarterly

FMBM's Complete Operating Data

No operating data available for F & M Bank Corp.

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with OTCPK:FMBM

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

F & M Bank Corp Executives

Details

GF Value: $22.69

FMBM

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with FMBM. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	40.895
	EPS (TTM) ($)	0.79
	Beta	0.14
	Volatility %	38.62
	14-Day RSI	18.4
	14-Day ATR ($)	0.235543
	20-Day SMA ($)	15.97
	12-1 Month Momentum %	-21.46
	52-Week Range ($)	15 - 22.5
	Shares Outstanding (Mil)	3.48

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

F & M Bank Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

F & M Bank Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

F & M Bank Corp Frequently Asked Questions

What is F & M Bank Corp(FMBM)'s stock price today?

The current price of FMBM is $15.40. The 52 week high of FMBM is $22.50 and 52 week low is $15.00.

When is next earnings date of F & M Bank Corp(FMBM)?

The next earnings date of F & M Bank Corp(FMBM) is 2024-05-31 Est..

Does F & M Bank Corp(FMBM) pay dividends? If so, how much?

The Dividend Yield % of F & M Bank Corp(FMBM) is 6.75% (As of Today), Highest Dividend Payout Ratio of F & M Bank Corp(FMBM) was 1.32. The lowest was 0.31. And the median was 0.39. The Forward Dividend Yield % of F & M Bank Corp(FMBM) is 6.75%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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