Waterstone Financial (Waterstone Financial) GF Value : $11.23 (As of Apr. 27, 2024)

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What is Waterstone Financial GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-27), Waterstone Financial's share price is $11.79. Waterstone Financial's GF Value is $11.23. Therefore, Waterstone Financial's Price-to-GF-Value for today is 1.05.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Waterstone Financial is Fairly Valued.

Waterstone Financial (NAS:WSBF) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Waterstone Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	11.79	/	11.23
	=	1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Waterstone Financial GF Value Related Terms

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Waterstone Financial (Waterstone Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Waterstone Financial Inc (NAS:WSBF) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

47Z:Germany

Address

11200 West Plank Court, Wauwatosa, WI, USA, 53226

Website

http://www.wsbonline.com

Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.

Executives

Douglas S Gordon	director, officer: CEO	C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520
Ryan J Gordon	officer: EVP/Chief Credit Officer	11200 WEST PLANK CT., WAUWATOSA WI 53226
Michael L Hansen	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Thomas E Dalum	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
William F Bruss	officer: COO, General Counsel	11200 W PLANK COURT, WAUWATOSA WI 53226
Ellen Syburg Bartel	director	730 PLANKINTON 3B, MILWAUKEE WI 53203
Mark Raymond Gerke	officer: VP/Controller	5749 N. KENT AVENUE, WHITEFISH BAY WI 53217
Derek L Tyus	director	11200 WEST PLANK COURT, WAUWATOSA WI 53226
Jeffrey R Mcguiness	officer: Subsidary President	11200 WEST PLANK COURT, WAUWATOSA WI 53226
Patrick S Lawton	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Eric J Egenhoefer	officer: Subsidiary President	11200 W PLANK COURT, WAUWATOSA WI 53226
Rebecca M Arndt	officer: Vice President	11200 W PLANK COURT, WAUWATOSA WI 53226
Stephen J Schmidt	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Kevin P Gillespie	officer: Subsidary COO	626 SANCTUARY LANE, DELAFIELD WI 53018
Allan Robert Hosack	officer: CFO	W73 N397 GREYSTONE DRIVE, CEDARBURG WI 53012