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Bank of Botetourt Buchanan VA (Bank of Botetourt Buchanan VA) Graham Number : $30.59 (As of Jun. 2015)


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What is Bank of Botetourt Buchanan VA Graham Number?

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2024-06-04), the stock price of Bank of Botetourt Buchanan VA is $28.44. Bank of Botetourt Buchanan VA's graham number for the quarter that ended in Jun. 2015 was $30.59. Therefore, Bank of Botetourt Buchanan VA's Price to Graham Number ratio for today is 0.93.

The historical rank and industry rank for Bank of Botetourt Buchanan VA's Graham Number or its related term are showing as below:

BORT's Price-to-Graham-Number is not ranked *
in the Banks industry.
Industry Median: 0.62
* Ranked among companies with meaningful Price-to-Graham-Number only.

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Bank of Botetourt Buchanan VA Graham Number Historical Data

The historical data trend for Bank of Botetourt Buchanan VA's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of Botetourt Buchanan VA Graham Number Chart

Bank of Botetourt Buchanan VA Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec13 Dec14
Graham Number
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.20 6.44 - 25.90 28.52

Bank of Botetourt Buchanan VA Semi-Annual Data
Jun04 Dec04 Jun05 Dec05 Jun06 Dec06 Jun07 Dec07 Jun08 Dec08 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Dec13 Jun14 Dec14 Jun15
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 28.57 30.59

Competitive Comparison of Bank of Botetourt Buchanan VA's Graham Number

For the Banks - Regional subindustry, Bank of Botetourt Buchanan VA's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Botetourt Buchanan VA's Price-to-Graham-Number Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of Botetourt Buchanan VA's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Bank of Botetourt Buchanan VA's Price-to-Graham-Number falls into.



Bank of Botetourt Buchanan VA Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Bank of Botetourt Buchanan VA's Graham Number for the fiscal year that ended in Dec. 2014 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*19.301*1.873)
=28.52

Bank of Botetourt Buchanan VA's Graham Number for the quarter that ended in Jun. 2015 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*20.043*2.075)
=30.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank of Botetourt Buchanan VA  (OTCPK:BORT) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Bank of Botetourt Buchanan VA's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Jun. 2015 )
=28.44/30.59
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Bank of Botetourt Buchanan VA Graham Number Related Terms

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Bank of Botetourt Buchanan VA (Bank of Botetourt Buchanan VA) Business Description

Traded in Other Exchanges
N/A
Address
19747 Main Street, P.O. Box 339, Buchanan, VA, USA, 24066
Bank of Botetourt Buchanan VA is a banking institution. The bank offers a range of personal banking and business banking services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, cash management, online banking, bill pay, eStatements, mobile banking, insurance services, merchant services, visa card options, visa check card, convenience services, identity theft protection, and financial services. It offers a range of lending solutions, including personal lending, business lending, and mortgage lending.
Executives
Williamson John B Iii director PO BOX 13007, ROANOKE VA 24030

Bank of Botetourt Buchanan VA (Bank of Botetourt Buchanan VA) Headlines

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