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Community First Bancorp (Community First Bancorp) Intrinsic Value: Projected FCF : $6.20 (As of May. 29, 2024)


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What is Community First Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-29), Community First Bancorp's Intrinsic Value: Projected FCF is $6.20. The stock price of Community First Bancorp is $7.75. Therefore, Community First Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 1.3.

The historical rank and industry rank for Community First Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

CFOK' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.44   Med: 0.52   Max: 1.25
Current: 1.25

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Community First Bancorp was 1.25. The lowest was 0.44. And the median was 0.52.

CFOK's Price-to-Projected-FCF is ranked worse than
90.72% of 1228 companies
in the Banks industry
Industry Median: 0.445 vs CFOK: 1.25

Community First Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Community First Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community First Bancorp Intrinsic Value: Projected FCF Chart

Community First Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.09 8.07 15.99 13.82 13.87

Community First Bancorp Quarterly Data
Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.16 14.30 13.34 13.87 6.20

Competitive Comparison of Community First Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Community First Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community First Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community First Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Community First Bancorp's Price-to-Projected-FCF falls into.



Community First Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Community First Bancorp's Free Cash Flow(6 year avg) = $3.59.

Community First Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar24)/0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*3.59152+0/0.8)/5.515
=6.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community First Bancorp  (OTCPK:CFOK) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Community First Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=7.75/6.1999153515756
=1.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community First Bancorp Intrinsic Value: Projected FCF Related Terms

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Community First Bancorp (Community First Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
449 Highway 123 Bypass, Seneca, SC, USA, 29678
Community First Bancorp operates as a bank holding company that engages in the provision of domestic commercial banking services. It offers various deposit products, including regular savings accounts, money market accounts, and term certificate accounts. Its services include cashier's checks, direct deposit, wire transfers, notary services, night depository, and bank by mail.
Executives
Robert H Edwards director 449 HIGHWAY 123 BYPASS, SENECA SC 29678
Frederick D Shepherd director, officer: President PO BOX 1097, WALHALLA SC 29691
James E Mccoy director PO BOX 100, WALHALLA SC 29691
Gary V Thrift director PO BOX 2125, SENECA SC 29679
Charles Winchester director PO BOX 456, SALEM SC 29676
William Brown director PO BOX 794, SENECA SC 29679-0794
Larry Bowman director 10630 CLEMSON BLVD, STE 100, SENECA SC 29678
John R Hamrick director 896 N WALNUT STREET, SENECA SC 29678
James Edward Turner director 449 HIGHWAY 123 BYPASS, SENECA SC 29678
Blake Griffith director PO BOX 1628, WEST UNION SC 29696

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