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Charter Financial (Charter Financial) Intrinsic Value: Projected FCF : $0.00 (As of May. 05, 2024)


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What is Charter Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-05), Charter Financial's Intrinsic Value: Projected FCF is $0.00. The stock price of Charter Financial is $24.91. Therefore, Charter Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Charter Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

CHFN's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.44
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Charter Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for Charter Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Charter Financial Intrinsic Value: Projected FCF Chart

Charter Financial Annual Data
Trend Sep06 Sep09 Sep10 Sep11 Sep12 Sep13 Sep14 Sep15 Sep16 Sep17
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.19 9.55 11.44 14.42 17.92

Charter Financial Quarterly Data
Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.10 17.92 19.20 21.25 22.05

Competitive Comparison of Charter Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Charter Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charter Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Charter Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Charter Financial's Price-to-Projected-FCF falls into.



Charter Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Charter Financial's Free Cash Flow(6 year avg) = $10.57.

Charter Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun18)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*10.568+224.407*0.8)/15.413
=21.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Charter Financial  (NAS:CHFN) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Charter Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=24.91/21.838326100377
=1.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Charter Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Charter Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Charter Financial (Charter Financial) Business Description

Traded in Other Exchanges
N/A
Address
Charter Financial Corp is a savings and loan holding company. It provides various products and services to individuals and businesses in the United States. Its principal business consists of attracting retail deposits from the general public and investing those deposits in commercial real estate loans, one- to four-family residential mortgage loans, construction loans, commercial loans, home equity loans and lines of credit and other consumer loans. It offers a variety of community banking services to customers, including online banking and bill payment services, mobile banking, safe deposit box rentals, debit card and ATM card services. The company derives significant revenue from service charges on deposit accounts, the bulk of which comes from overdraft-related fees.

Charter Financial (Charter Financial) Headlines