Community Bankers (Community Bankers) Credit Losses Provision : $0.13 Mil (As of Dec. 2007)

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What is Community Bankers Credit Losses Provision?

Community Bankers's credit losses provision for the three months ended in Dec. 2007 was $0.00 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Dec. 2007 was $0.13 Mil.

Community Bankers's quarterly credit losses provision declined from Jun. 2007 ($0.05 Mil) to Sep. 2007 ($0.02 Mil) and declined from Sep. 2007 ($0.02 Mil) to Dec. 2007 ($0.00 Mil).

Community Bankers's annual credit losses provision increased from Dec. 2005 ($0.01 Mil) to Dec. 2006 ($0.28 Mil) but then declined from Dec. 2006 ($0.28 Mil) to Dec. 2007 ($0.13 Mil).

Community Bankers Credit Losses Provision Historical Data

The historical data trend for Community Bankers's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Community Bankers Credit Losses Provision Chart

Community Bankers Annual Data

Trend

Dec04

Dec05

Dec06

Dec07

Credit Losses Provision

0.87

0.01

0.28

0.13

Community Bankers Quarterly Data
	Mar04	Jun04	Sep04	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07
Credit Losses Provision	Get a 7-Day Free Trial											-	0.06	0.05	0.02	-

Community Bankers Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Dec. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.13 Mil.

Community Bankers (Community Bankers) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community Bankers Corp (OTCPK:CTYP) » Definitions » Credit Losses Provision

Comparable Companies

Traded in Other Exchanges

N/A

Address

1271 Indian Springs Road, P.O. Box 130, Indiana, PA, USA, 15701

Website

https://www.marioncenterbank.com

Community Bankers Corp is a bank holding company owning or controlling one or more banks. It provides personal banking; business banking; lending services and online services. The company's principal sources of revenue are from residential real estate, commercial real estate, commercial and consumer loan financing, and an investment security portfolio as well as a variety of deposit accounts and services to its customers.

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