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Cornerstone Financial (Cornerstone Financial) Liabilities-to-Assets : 0.95 (As of Mar. 2012)


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What is Cornerstone Financial Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Cornerstone Financial's Total Liabilities for the quarter that ended in Mar. 2012 was $365.05 Mil. Cornerstone Financial's Total Assets for the quarter that ended in Mar. 2012 was $383.18 Mil. Therefore, Cornerstone Financial's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2012 was 0.95.


Cornerstone Financial Liabilities-to-Assets Historical Data

The historical data trend for Cornerstone Financial's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cornerstone Financial Liabilities-to-Assets Chart

Cornerstone Financial Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only 0.93 0.94 0.94 0.95 0.95

Cornerstone Financial Quarterly Data
Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.95 0.95 0.95 0.95

Competitive Comparison of Cornerstone Financial's Liabilities-to-Assets

For the Banks - Regional subindustry, Cornerstone Financial's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cornerstone Financial's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cornerstone Financial's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Cornerstone Financial's Liabilities-to-Assets falls into.



Cornerstone Financial Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Cornerstone Financial's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2011 is calculated as:

Liabilities-to-Assets (A: Dec. 2011 )=Total Liabilities/Total Assets
=364.718/383.785
=0.95

Cornerstone Financial's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2012 is calculated as

Liabilities-to-Assets (Q: Mar. 2012 )=Total Liabilities/Total Assets
=365.051/383.184
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cornerstone Financial  (OTCPK:CFIC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Cornerstone Financial Liabilities-to-Assets Related Terms

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Cornerstone Financial (Cornerstone Financial) Business Description

Traded in Other Exchanges
N/A
Address
6000 Midlantic Drive, Suite 120S, Mount Laurel, NJ, USA, 08054
Cornerstone Financial Corp provides a range of lending, deposit, and financial products. It emphasizes commercial real estate and commercial lending to small businesses and professionals. It offers savings, business lending, mobile banking, online banking, and other services.

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