GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Union Bank Of The Philippines Inc (PHS:UBP) » Definitions » Liabilities-to-Assets

Union Bank Of The Philippines (PHS:UBP) Liabilities-to-Assets : 0.85 (As of Mar. 2024)


View and export this data going back to 1992. Start your Free Trial

What is Union Bank Of The Philippines Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Union Bank Of The Philippines's Total Liabilities for the quarter that ended in Mar. 2024 was ₱971,895 Mil. Union Bank Of The Philippines's Total Assets for the quarter that ended in Mar. 2024 was ₱1,146,484 Mil. Therefore, Union Bank Of The Philippines's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.85.


Union Bank Of The Philippines Liabilities-to-Assets Historical Data

The historical data trend for Union Bank Of The Philippines's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bank Of The Philippines Liabilities-to-Assets Chart

Union Bank Of The Philippines Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.87 0.86 0.87 0.86 0.85

Union Bank Of The Philippines Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.84 0.85 0.85 0.85

Competitive Comparison of Union Bank Of The Philippines's Liabilities-to-Assets

For the Banks - Regional subindustry, Union Bank Of The Philippines's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Union Bank Of The Philippines's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bank Of The Philippines's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Union Bank Of The Philippines's Liabilities-to-Assets falls into.



Union Bank Of The Philippines Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Union Bank Of The Philippines's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=969517.929/1145143.353
=0.85

Union Bank Of The Philippines's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=971894.586/1146483.902
=0.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Union Bank Of The Philippines  (PHS:UBP) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Union Bank Of The Philippines Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of Union Bank Of The Philippines's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


Union Bank Of The Philippines (PHS:UBP) Business Description

Traded in Other Exchanges
N/A
Address
Meralco Avenue corner Onyx and Sapphire Streets, UnionBank Plaza, Ortigas Center, Pasig, PHL, 1605
Union Bank Of The Philippines Inc is a company which provides commercial banking products and services. It offers loans and deposits, cash management, retail banking, foreign exchange, capital markets, corporate and consumer finance, investment management and trust banking. The group's main operating business segments are Consumer Banking, Corporate and Commercial Banking, Treasury and Headquarters. The majority share of groups revenue is generated from Consumer Banking business segment which principally handles individual customers' deposits and provides consumer type loans, such as automobiles and mortgage financing, credit card facilities and funds transfer facilities.

Union Bank Of The Philippines (PHS:UBP) Headlines

From GuruFocus