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Marlin Business Services (Marlin Business Services) Peter Lynch Fair Value : $0.23 (As of Apr. 26, 2024)


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What is Marlin Business Services Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Marlin Business Services's PEG is 1. Marlin Business Services's 5-Year TTM Book Value Growth Rate is 7.66. Marlin Business Services's EPS without NRI for the trailing twelve months (TTM) ended in Sep. 2021 was $0.03. Therefore, the Peter Lynch Fair Value for today is $0.23.

As of today (2024-04-26), Marlin Business Services's share price is $23.49. Marlin Business Services's Peter Lynch fair value is $0.23. Therefore, Marlin Business Services's Price to Peter Lynch Fair Value Ratio for today is 102.22.


The historical rank and industry rank for Marlin Business Services's Peter Lynch Fair Value or its related term are showing as below:



MRLN's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Credit Services industry.
Industry Median: 0.91
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Marlin Business Services Peter Lynch Fair Value Historical Data

The historical data trend for Marlin Business Services's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Marlin Business Services Peter Lynch Fair Value Chart

Marlin Business Services Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 15.24 0.07

Marlin Business Services Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.07 10.84 19.33 20.10

Competitive Comparison of Marlin Business Services's Peter Lynch Fair Value

For the Credit Services subindustry, Marlin Business Services's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marlin Business Services's Price-to-Peter-Lynch-Fair-Value Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Marlin Business Services's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Marlin Business Services's Price-to-Peter-Lynch-Fair-Value falls into.



Marlin Business Services Peter Lynch Fair Value Calculation

Marlin Business Services's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 7.66 *0.03
=0.23

Marlin Business Services's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.03.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Marlin Business Services  (NAS:MRLN) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.66 instead of 15 in this case.

Marlin Business Services's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=23.49/0.23
=102.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Marlin Business Services Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Marlin Business Services's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Marlin Business Services (Marlin Business Services) Business Description

Traded in Other Exchanges
N/A
Address
300 Fellowship Road, Mount Laurel, NJ, USA, 08054
Marlin Business Services Corp is a provider of credit products and services to small businesses. The company provide equipment financing programs to manufacturers, distributors and dealers to help increase their sales and meet the needs of their small business customers. Marlin derives its revenue from interest and fees from leases and loans and, to a lesser extent, income from its property insurance program and other fee income.
Executives
Jeffrey Albert Hilzinger officer: Chief Executive Officer 3 CEDAR RIDGE DRIVE, CHESTER NJ 07930
Matthew J Sullivan 10 percent owner 1230 PEACHTREE STREET, NE SUITE 1900 ATLANTA GA 30309
Lawrence J Deangelo director C/O MARLIN BUSINESS SERVICES CORP 124 GAITHER DR MOUNT LAUREL NJ 08054
Ryan S Melcher officer: SVP and General Counsel C/O MARLIN BUSINESS SERVICES CORP. 300 FELLOWSHIP ROAD MT. LAUREL NJ 07728
Michael R Bogansky officer: Chief Financial Officer C/O PHH CORPORATION 3000 LEADENHALL ROAD MT. LAUREL NJ 08054
Willem Mesdag 10 percent owner C/O RED MOUNTAIN CAPITAL MANAGEMENT INC., 10100 SANTA MONICA BOULEVARD, SUITE 925, LOS ANGELES CA 90067
James Sherlock officer: Senior Vice President 8 WILCOTE WAY MEDFORD NJ 08055
Dietz Edward Ralph Jr. officer: General Counsel 139 GLENWOOD ROAD HADDONFIELD NJ 08033
James W Wert director
Aswin Rajappa officer: Chief Marketing Officer 1 GREYLYNNE DRIVE PRINCETON NJ 08540
Laura C Anger officer: Chief Human Resources Officer C/O FLAGSTAR BANCORP INC., 5151 CORPORATE DRIVE, TROY MI 48098
Louis Evan Maslowe officer: Chief Credit Officer 11 SOUTHWINDS LANE MALVERN PA 19355
Edward John Siciliano officer: Chief Sales Officer 343 CHRISTOPHER DRIVE PRINCETON NJ 08540
Michael Louis Mattingly officer: Senior Vice President 223 NATHAN DRIVE CINNAMINSON NJ 08077
Gregory Lee Sting officer: Senior Vice President 4 SHEFFIELD COURT MEDFORD NJ 08055

Marlin Business Services (Marlin Business Services) Headlines

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