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United Community Banks (FRA:UCBN) Margin of Safety % (DCF Earnings Based) : -7.04% (As of Jun. 02, 2024)


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What is United Community Banks Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2024-06-02), United Community Banks's Predictability Rank is 4-Stars. United Community Banks's intrinsic value calculated from the Discounted Earnings model is €21.86 and current share price is €23.40. Consequently,

United Community Banks's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -7.04%.

Competitive Comparison of United Community Banks's Margin of Safety % (DCF Earnings Based)

For the Banks - Regional subindustry, United Community Banks's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

United Community Banks's Margin of Safety % (DCF Earnings Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Community Banks's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where United Community Banks's Margin of Safety % (DCF Earnings Based) falls into.


United Community Banks Margin of Safety % (DCF Earnings Based) Calculation

United Community Banks's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(21.86-23.40)/21.86
=-7.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

United Community Banks Margin of Safety % (DCF Earnings Based) Related Terms

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United Community Banks (FRA:UCBN) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » United Community Banks Inc (FRA:UCBN) » Definitions » Margin of Safety % (DCF Earnings Based)
Comparable Companies
FULT FBP AUB ASB INTR BANF AX FIBK ABCB TCBI NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK NSE:SBIN SAU:1120 XPAR:BNP MIC:SBER SGX:D05 ISX:BBCA MIL:ISP
Traded in Other Exchanges
UCBIO.PFD:USA UCBI:USA
Address
125 Highway 515 East, Blairsville, GA, USA, 30512
Website
https://www.ucbi.com
United Community Banks Inc is a bank holding company that operates through its wholly-owned subsidiary, Union Community Bank. The bank has scores of offices throughout portions of Georgia, Tennessee, and the Carolinas. It has traditionally grown through the organic growth of existing offices and de novo locations, complemented by selective acquisitions. United conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a full range of retail and corporate banking services, including checking, savings, and time deposit accounts, as well as secured and unsecured loans, wire transfers, brokerage services, and other financial services. The bank's loan portfolio is well-diversified but predominantly commercial.

United Community Banks (FRA:UCBN) Headlines

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