Hanmi Financial (Hanmi Financial) Margin of Safety % (DCF Dividends Based) : 64.37% (As of Apr. 30, 2024)

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What is Hanmi Financial Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2024-04-30), Hanmi Financial's Predictability Rank is 4.5-Stars. Hanmi Financial's intrinsic value calculated from the Discounted Dividend model is $30.12 and current share price is $15.57. Consequently,

Hanmi Financial's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 64.37%.

Competitive Comparison of Hanmi Financial's Margin of Safety % (DCF Dividends Based)

For the Banks - Regional subindustry, Hanmi Financial's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hanmi Financial's Margin of Safety % (DCF Dividends Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hanmi Financial's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Hanmi Financial's Margin of Safety % (DCF Dividends Based) falls into.

Hanmi Financial Margin of Safety % (DCF Dividends Based) Calculation

Hanmi Financial's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)	=	(Intrinsic Value: DCF (Dividends Based)	-	Current Price)	/	Intrinsic Value: DCF (Dividends Based)
	=	(43.70	-	15.57)	/	43.70
	=	64.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Hanmi Financial Margin of Safety % (DCF Dividends Based) Related Terms

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Hanmi Financial (Hanmi Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Hanmi Financial Corp (NAS:HAFC) » Definitions » Margin of Safety % (DCF Dividends Based)

Comparable Companies

Traded in Other Exchanges

N/A

Address

900 Wilshire Boulevard, Suite 1250, Los Angeles, CA, USA, 90017

Website

https://www.hanmi.com

Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. Hanmi also offers trade-finance products. The bank has several lending offices outside California and plans to expand outside the state mainly through acquisitions. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.

Executives

Romolo Santarosa	officer: SEVP, Corp. Finance & Strategy	6538 VERDE RIDGE ROAD, RANCHO PALOS VERDES CA 90275
Harry Chung	director	C/O IMPERIAL CAPITAL GROUP, INC., 2000 AVENUE OF THE STARS, 9TH FL. SOUTH, LOS ANGELES CA 90067
Michael Yang	director	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Gloria J Lee	director	900 WILSHIRE BLVD., SUITE 1250, LOS ANGELES CA 90017
Joseph Pangrazio	officer: Chief Accounting Officer	900 WILSHIRE BLVD., SUITE 1250, LOS ANGELES CA 90017
Gideon Yu	director	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
John J Ahn	director	150 SOUTH FIFTH STREET, SUITE 1360, MINNEAPOLIS MN 55402
Patrick M Carr	officer: Chief Accounting Officer	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Bonita Lee	officer: SEVP & Chief Operating Officer	3731 WILSHIRE BLVD, SUITE 1000, LOS ANGELES CA 90010
David L Rosenblum	director	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Anthony I. Kim	officer: Chief Banking Officer	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Michael Du	officer: Chief Risk Officer	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Joseph K Rho	director	3660 WILSHIRS BLVD PH-A, LOS ANGELES CA 90010
Scott Diehl	director	3660 WILSHIRE BLVD., PH-A, LOS ANGELES CA 90010
Kiho Choi	director	3435 WILSHIRE BLVD., SUITE 2240, LOS ANGELES CA 90010