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ICB Islamic Bank (DHA:ICBIBANK) Net Interest Margin (Bank Only) % : % (As of . 20)


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What is ICB Islamic Bank Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. ICB Islamic Bank's annualized Net Interest Income (for Banks) for the quarter that ended in . 20 was BDT Mil. ICB Islamic Bank's average earning assets for the quarter that ended in . 20 was BDT Mil. Therefore, ICB Islamic Bank's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 was %.


ICB Islamic Bank Net Interest Margin (Bank Only) % Historical Data

The historical data trend for ICB Islamic Bank's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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ICB Islamic Bank Net Interest Margin (Bank Only) % Chart

ICB Islamic Bank Annual Data
Trend
Net Interest Margin (Bank Only) %

ICB Islamic Bank Semi-Annual Data
Net Interest Margin (Bank Only) %

Competitive Comparison of ICB Islamic Bank's Net Interest Margin (Bank Only) %

For the Banks - Regional subindustry, ICB Islamic Bank's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICB Islamic Bank's Net Interest Margin (Bank Only) % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ICB Islamic Bank's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where ICB Islamic Bank's Net Interest Margin (Bank Only) % falls into.



ICB Islamic Bank Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

ICB Islamic Bank's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in . 20 is calculated as

Net Interest Margin (Bank Only) %(A: . 20 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: . 20 ) + Earning Assets (A: . 20 ))/ count )
=/( ( + )/ )
=/
= %

where

Earning Assets(A: . 20 )
=Money Market Investments + Net Loan + Securities & Investments
= + +
=

Earning Assets(A: . 20 )
=Money Market Investments + Net Loan + Securities & Investments
= + +
=

ICB Islamic Bank's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 is calculated as

Net Interest Margin (Bank Only) %(Q: . 20 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: . 20 ) + Earning Assets (Q: . 20 ))/ count )
=/( ( + )/ )
=/
= %

where

Earning Assets(Q: . 20 )
=Money Market Investments + Net Loan + Securities & Investments
= + +
=

Earning Assets(Q: . 20 )
=Money Market Investments + Net Loan + Securities & Investments
= + +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is one times the annual (. 20) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


ICB Islamic Bank  (DHA:ICBIBANK) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


ICB Islamic Bank Net Interest Margin (Bank Only) % Related Terms

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ICB Islamic Bank (DHA:ICBIBANK) Business Description

Industry
Traded in Other Exchanges
N/A
Address
13, Kazi Nazrul Islam Avenue, T.K. Bhaban, 15th Floor, Kawran Bazar, Dhaka, BGD, 1215
ICB Islamic Bank Ltd is an Islamic banking company, providing all kinds of commercial banking services. The company is engaged in banking, financial and business activities, transactions and operations in strict compliance with the principles of Islamic Law.

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