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Cordiant Digital Infrastructure (LSE:CORD) Net Interest Margin (Bank Only) % : -85.50% (As of Sep. 2023)


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What is Cordiant Digital Infrastructure Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Cordiant Digital Infrastructure's annualized Net Interest Income (for Banks) for the quarter that ended in Sep. 2023 was £-7.83 Mil. Cordiant Digital Infrastructure's average earning assets for the quarter that ended in Sep. 2023 was £9.16 Mil. Therefore, Cordiant Digital Infrastructure's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2023 was -85.50%.


Cordiant Digital Infrastructure Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cordiant Digital Infrastructure Net Interest Margin (Bank Only) % Chart

Cordiant Digital Infrastructure Annual Data
Trend Mar22 Mar23
Net Interest Margin (Bank Only) %
5.91 40.45

Cordiant Digital Infrastructure Semi-Annual Data
Mar22 Sep22 Mar23 Sep23
Net Interest Margin (Bank Only) % - 41.24 119.72 -85.50

Competitive Comparison of Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) %

For the Asset Management subindustry, Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) % Distribution in the Asset Management Industry

For the Asset Management industry and Financial Services sector, Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Cordiant Digital Infrastructure's Net Interest Margin (Bank Only) % falls into.



Cordiant Digital Infrastructure Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Cordiant Digital Infrastructure's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Mar. 2023 is calculated as

Net Interest Margin (Bank Only) %(A: Mar. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Mar. 2022 ) + Earning Assets (A: Mar. 2023 ))/ count )
=12.081/( (50.599 + 9.13)/ 2 )
=12.081/29.8645
=40.45 %

where

Earning Assets(A: Mar. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=50.599 + 0 + 0
=50.599

Earning Assets(A: Mar. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=9.13 + 0 + 0
=9.13

Cordiant Digital Infrastructure's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2023 is calculated as

Net Interest Margin (Bank Only) %(Q: Sep. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Mar. 2023 ) + Earning Assets (Q: Sep. 2023 ))/ count )
=-7.828/( (9.13 + 9.182)/ 2 )
=-7.828/9.156
=-85.50 %

where

Earning Assets(Q: Mar. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=9.13 + 0 + 0
=9.13

Earning Assets(Q: Sep. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=9.182 + 0 + 0
=9.182

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Sep. 2023) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Cordiant Digital Infrastructure  (LSE:CORD) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Cordiant Digital Infrastructure Net Interest Margin (Bank Only) % Related Terms

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Cordiant Digital Infrastructure (LSE:CORD) Business Description

Traded in Other Exchanges
Address
East Wing, Trafalgar Court, Les Banques, Saint Peter Port, GGY, GY1 3PP
Cordiant Digital Infrastructure Ltd is an investment company. Its principal activity is to invest in Digital Infrastructure Assets. The company seeks to generate attractive total returns for shareholders over the longer term, comprising capital growth and a progressive dividend, through investment in digital infrastructure assets.

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