What is Studio Financial Holdings Net Interest Margin (Bank Only) %?
Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Studio Financial Holdings's annualized Net Interest Income (for Banks) for the quarter that ended in . 20 was $ Mil. Studio Financial Holdings's average earning assets for the quarter that ended in . 20 was $ Mil. Therefore, Studio Financial Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 was %.
Studio Financial Holdings Net Interest Margin (Bank Only) % Historical Data
The historical data trend for Studio Financial Holdings's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings Net Interest Margin (Bank Only) % Chart
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Studio Financial Holdings Annual Data
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Studio Financial Holdings Semi-Annual Data
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Competitive Comparison of Studio Financial Holdings's Net Interest Margin (Bank Only) %
For the Banks - Regional subindustry, Studio Financial Holdings's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Studio Financial Holdings's Net Interest Margin (Bank Only) % Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Studio Financial Holdings's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Studio Financial Holdings's Net Interest Margin (Bank Only) % falls into.
Studio Financial Holdings Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Studio Financial Holdings's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in . 20 is calculated as
where
Studio Financial Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in . 20 is calculated as
where
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: Interest Expense is the negative value.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is one times the annual (. 20) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
Studio Financial Holdings (Studio Financial Holdings) Business Description
Traded in Other Exchanges
N/A
Address
124 12th Avenue South, Suite 400, Nashville, TN, USA, 37203
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include: Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
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