HFB Financial (HFB Financial) Net Margin % : 125.56% (As of Sep. 2003)

HFB Financial Net Margin % Chart

HFB Financial Quarterly Data
	Jun96	Jun97	Jun98	Jun99	Dec99	Mar00	Jun00	Sep00	Dec00	Mar01	Jun01	Sep01	Dec01	Mar02	Jun02	Sep02	Dec02	Mar03	Jun03	Sep03
Net Margin %	Get a 7-Day Free Trial															139.26	149.77	154.76	143.49	125.56

Competitive Comparison of HFB Financial's Net Margin %

For the Banks - Regional subindustry, HFB Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HFB Financial's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HFB Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where HFB Financial's Net Margin % falls into.

HFB Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

HFB Financial's Net Margin for the fiscal year that ended in Jun. 2002 is calculated as

HFB Financial's Net Margin for the quarter that ended in Sep. 2003 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HFB Financial  (OTCPK:HFBA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

HFB Financial Net Margin % Related Terms

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HFB Financial (HFB Financial) Business Description