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Shore Bancshares (Shore Bancshares) Net Margin % : 21.38% (As of Dec. 2023)


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What is Shore Bancshares Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Shore Bancshares's Net Income for the three months ended in Dec. 2023 was $10.5 Mil. Shore Bancshares's Revenue for the three months ended in Dec. 2023 was $49.1 Mil. Therefore, Shore Bancshares's net margin for the quarter that ended in Dec. 2023 was 21.38%.

The historical rank and industry rank for Shore Bancshares's Net Margin % or its related term are showing as below:

SHBI' s Net Margin % Range Over the Past 10 Years
Min: 7.03   Med: 20.46   Max: 42.27
Current: 7.03


SHBI's Net Margin % is ranked worse than
89.57% of 1458 companies
in the Banks industry
Industry Median: 25.215 vs SHBI: 7.03

Shore Bancshares Net Margin % Historical Data

The historical data trend for Shore Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Shore Bancshares Net Margin % Chart

Shore Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.93 24.83 19.80 25.06 7.03

Shore Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.63 20.83 14.46 -18.80 21.38

Competitive Comparison of Shore Bancshares's Net Margin %

For the Banks - Regional subindustry, Shore Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shore Bancshares's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Shore Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Shore Bancshares's Net Margin % falls into.



Shore Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Shore Bancshares's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=11.228/159.65
=7.03 %

Shore Bancshares's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=10.49/49.071
=21.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Shore Bancshares  (NAS:SHBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Shore Bancshares Net Margin % Related Terms

Thank you for viewing the detailed overview of Shore Bancshares's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Shore Bancshares (Shore Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
18 East Dover Street, Easton, MD, USA, 21601
Shore Bancshares Inc is a financial holding company. It offers personalized banking, insurance, and investment services to families and businesses in the Mid-Atlantic region. It operates in two business segments - community banking and mortgage banking. Community banking is conducted through the Bank and involves delivering a broad range of financial services, including lending and deposit-taking, to individuals and commercial enterprises, it also includes treasury and administrative functions. Mortgage banking is conducted through the Bank's secondary marketing department and involves originating first and second-lien residential mortgages for sale in the secondary market.
Executives
John Lamon director 62 EAST LAKE DRIVE, ANNAPOLIS MD 21403
Dawn M. Willey director 18 E. DOVER STREET, EASTON MD 21601
Kelly Clyde V. Iii director 28969 INFORMATION LANE, EASTON MD 21601
Konrad Wayson director 5378 SUDLEY ROAD, WEST RIVER MD 20778
Christy Lombardi officer: Chief Human Resources Officer 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Slater A Joseph Jr director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Jenkins Louis P Jr director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Stone Joseph V Jr director C/O TRI-COUNTY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
James M Burke director, officer: President & CEO 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Mary Todd Peterson director 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Todd L Capitani officer: EVP & CFO 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Sanders Edward Lawrence Iii director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Brian Scot Ebron officer: Chief Banking Officer C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Tala Tay officer: Chief Risk Officer C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601
Rebecca Middleton Mcdonald director C/O THE COMMUNITY FINANCIAL CORPORATION, 3035 LEONARDTOWN ROAD, WALDORF MD 20601