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Mountain Commerce Bancorp (Mountain Commerce Bancorp) Net Margin % : 29.08% (As of Jun. 2023)


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What is Mountain Commerce Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Mountain Commerce Bancorp's Net Income for the three months ended in Jun. 2023 was $2.46 Mil. Mountain Commerce Bancorp's Revenue for the three months ended in Jun. 2023 was $8.46 Mil. Therefore, Mountain Commerce Bancorp's net margin for the quarter that ended in Jun. 2023 was 29.08%.

The historical rank and industry rank for Mountain Commerce Bancorp's Net Margin % or its related term are showing as below:

MCBI' s Net Margin % Range Over the Past 10 Years
Min: 17.87   Med: 26.86   Max: 51.16
Current: 32.32


MCBI's Net Margin % is ranked better than
69.53% of 1457 companies
in the Banks industry
Industry Median: 25.32 vs MCBI: 32.32

Mountain Commerce Bancorp Net Margin % Historical Data

The historical data trend for Mountain Commerce Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mountain Commerce Bancorp Net Margin % Chart

Mountain Commerce Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only 39.34 26.86 51.16 37.48 20.32

Mountain Commerce Bancorp Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.87 32.03 24.94 29.08 -

Competitive Comparison of Mountain Commerce Bancorp's Net Margin %

For the Banks - Regional subindustry, Mountain Commerce Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Commerce Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mountain Commerce Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Mountain Commerce Bancorp's Net Margin % falls into.



Mountain Commerce Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Mountain Commerce Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=6.914/34.021
=20.32 %

Mountain Commerce Bancorp's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=2.459/8.457
=29.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mountain Commerce Bancorp  (OTCPK:MCBI) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Mountain Commerce Bancorp Net Margin % Related Terms

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Mountain Commerce Bancorp (Mountain Commerce Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
6101 Kingston Pike, P.O. Box 52942, Knoxville, TN, USA, 37919
Mountain Commerce Bancorp Inc operates as a bank holding company. It offers personal and business banking services. The bank offers checking and savings accounts; certificates of deposit; and loans and lines of credit, such as mortgage loans, personal loans and lines of credit, commercial real estate lending, small business administration loans, equipment lending, operating lines of credit, and credit cards. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial, and consumer lending.