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Mountain Commerce Bancorp (Mountain Commerce Bancorp) PE Ratio without NRI : 27.96 (As of May. 03, 2024)


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What is Mountain Commerce Bancorp PE Ratio without NRI?

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2024-05-03), Mountain Commerce Bancorp's share price is $17.50. Mountain Commerce Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was $0.63. Therefore, Mountain Commerce Bancorp's PE Ratio without NRI for today is 27.96.

During the past 9 years, Mountain Commerce Bancorp's highest PE Ratio without NRI was 29.15. The lowest was 6.24. And the median was 10.90.

Mountain Commerce Bancorp's EPS without NRI for the three months ended in Mar. 2024 was $0.24. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was $0.63.

As of today (2024-05-03), Mountain Commerce Bancorp's share price is $17.50. Mountain Commerce Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 was $0.63. Therefore, Mountain Commerce Bancorp's PE Ratio for today is 27.78.

Warning Sign:

Mountain Commerce Bancorp Inc stock PE Ratio (=27.86) is close to 10-year high of 28.97

During the past years, Mountain Commerce Bancorp's highest PE Ratio was 28.97. The lowest was 6.22. And the median was 10.90.

Mountain Commerce Bancorp's EPS (Diluted) for the three months ended in Mar. 2024 was $0.24. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2024 was $0.63.

Mountain Commerce Bancorp's EPS (Basic) for the three months ended in Mar. 2024 was $0.24. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2024 was $0.63.


Mountain Commerce Bancorp PE Ratio without NRI Historical Data

The historical data trend for Mountain Commerce Bancorp's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mountain Commerce Bancorp PE Ratio without NRI Chart

Mountain Commerce Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only 11.22 12.14 8.13 9.38 16.20

Mountain Commerce Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.38 9.17 7.43 16.20 29.15

Competitive Comparison of Mountain Commerce Bancorp's PE Ratio without NRI

For the Banks - Regional subindustry, Mountain Commerce Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mountain Commerce Bancorp's PE Ratio without NRI Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mountain Commerce Bancorp's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Mountain Commerce Bancorp's PE Ratio without NRI falls into.



Mountain Commerce Bancorp PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Mountain Commerce Bancorp's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=17.50/0.626
=27.96

Mountain Commerce Bancorp's Share Price of today is $17.50.
Mountain Commerce Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.63.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.


Mountain Commerce Bancorp  (OTCPK:MCBI) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Mountain Commerce Bancorp PE Ratio without NRI Related Terms

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Mountain Commerce Bancorp (Mountain Commerce Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
6101 Kingston Pike, P.O. Box 52942, Knoxville, TN, USA, 37919
Mountain Commerce Bancorp Inc operates as a bank holding company. It offers personal and business banking services. The bank offers checking and savings accounts; certificates of deposit; and loans and lines of credit, such as mortgage loans, personal loans and lines of credit, commercial real estate lending, small business administration loans, equipment lending, operating lines of credit, and credit cards. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial, and consumer lending.