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Visa (FRA:3V64) PB Ratio : 16.41 (As of Nov. 10, 2024)


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What is Visa PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-11-10), Visa's share price is €290.15. Visa's Book Value per Share for the quarter that ended in Sep. 2024 was €17.68. Hence, Visa's PB Ratio of today is 16.41.

Warning Sign:

Visa Inc stock PB Ratio (=15.69) is close to 10-year high of 15.69

The historical rank and industry rank for Visa's PB Ratio or its related term are showing as below:

FRA:3V64' s PB Ratio Range Over the Past 10 Years
Min: 5.57   Med: 12.73   Max: 15.69
Current: 15.69

During the past 13 years, Visa's highest PB Ratio was 15.69. The lowest was 5.57. And the median was 12.73.

FRA:3V64's PB Ratio is ranked worse than
98.64% of 516 companies
in the Credit Services industry
Industry Median: 1.165 vs FRA:3V64: 15.69

During the past 12 months, Visa's average Book Value Per Share Growth Rate was 4.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 6.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Visa was 243.20% per year. The lowest was 1.10% per year. And the median was 5.80% per year.

Back to Basics: PB Ratio


Visa PB Ratio Historical Data

The historical data trend for Visa's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Visa PB Ratio Chart

Visa Annual Data
Trend Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.98 14.33 11.60 12.42 13.91

Visa Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.42 13.25 14.78 13.62 13.91

Competitive Comparison of Visa's PB Ratio

For the Credit Services subindustry, Visa's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Visa's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's PB Ratio distribution charts can be found below:

* The bar in red indicates where Visa's PB Ratio falls into.



Visa PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Visa's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2024)
=290.15/17.682
=16.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Visa  (FRA:3V64) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Visa PB Ratio Related Terms

Thank you for viewing the detailed overview of Visa's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Visa Business Description

Address
P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2023, it processed almost $15 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

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