Zip Co (FRA:YRRA) PB Ratio : 2.95 (As of May. 04, 2024)

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What is Zip Co PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-05-04), Zip Co's share price is €0.765. Zip Co's Book Value per Share for the quarter that ended in Dec. 2023 was €0.26. Hence, Zip Co's PB Ratio of today is 2.95.

The historical rank and industry rank for Zip Co's PB Ratio or its related term are showing as below:

FRA:YRRA' s PB Ratio Range Over the Past 10 Years
Min: 0.26 Med: 11.41 Max: 31.15
Current: 3.04

During the past 13 years, Zip Co's highest PB Ratio was 31.15. The lowest was 0.26. And the median was 11.41.

FRA:YRRA's PB Ratio is ranked worse than
84.74% of 511 companies
in the Credit Services industry
Industry Median: 1.04 vs FRA:YRRA: 3.04

During the past 12 months, Zip Co's average Book Value Per Share Growth Rate was 9.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -18.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 30.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 24.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Zip Co was 164.00% per year. The lowest was -52.40% per year. And the median was -18.60% per year.

Back to Basics: PB Ratio

Zip Co PB Ratio Historical Data

The historical data trend for Zip Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Zip Co PB Ratio Chart

Zip Co Annual Data

Trend

Jun14

Jun15

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

PB Ratio

Get a 7-Day Free Trial

14.96

9.81

3.62

0.70

1.34

Zip Co Semi-Annual Data
	Jun14	Dec14	Jun15	Dec15	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23
PB Ratio	Get a 7-Day Free Trial															2.13	0.70	1.28	1.34	1.48

Competitive Comparison of Zip Co's PB Ratio

For the Credit Services subindustry, Zip Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Zip Co's PB Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Zip Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where Zip Co's PB Ratio falls into.

Zip Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Zip Co's PB Ratio for today is calculated as follows:

PB Ratio	=	Share Price	/	Book Value per Share (Q: Dec. 2023)
	=	0.765	/	0.259
	=	2.95

It can also be calculated from the numbers for the whole company:

PB Ratio

Market Cap

(Total Stockholders Equity

Preferred Stock)

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Zip Co (FRA:YRRA) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.

Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.

Zip Co PB Ratio Related Terms

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Zip Co (FRA:YRRA) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Zip Co Ltd (FRA:YRRA) » Definitions » PB Ratio

Comparable Companies

Traded in Other Exchanges

ZIZTF:USA ZIP:Australia

Address

126 Phillip Street, Level 5, Sydney, NSW, AUS, 2000

Website

https://www.zipmoneylimited.com.au

Zip is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip's fortunes are largely tied to the buy now, pay later, or BNPL, industry. Most of its products—Zip Pay, QuadPay (Zip U.S.), and PayFlex—do not charge interest based on outstanding balances. Around 60%-70% of Zip Pay's/Zip Money's revenue is derived from customers, mainly via account fees and interest. Meanwhile, its instalment businesses primarily generate revenue by receiving a margin from merchants, which compensates it for accepting all nonpayment risk and for encouraging consumers to transact more frequently.

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