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1st Constitution Bancorp (1st Constitution Bancorp) PB Ratio : 1.43 (As of Apr. 26, 2024)


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What is 1st Constitution Bancorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-26), 1st Constitution Bancorp's share price is $27.79. 1st Constitution Bancorp's Book Value per Share for the quarter that ended in Sep. 2021 was $19.37. Hence, 1st Constitution Bancorp's PB Ratio of today is 1.43.

The historical rank and industry rank for 1st Constitution Bancorp's PB Ratio or its related term are showing as below:

FCCY' s PB Ratio Range Over the Past 10 Years
Min: 0.53   Med: 0.96   Max: 1.59
Current: 1.43

During the past 13 years, 1st Constitution Bancorp's highest PB Ratio was 1.59. The lowest was 0.53. And the median was 0.96.

FCCY's PB Ratio is not ranked
in the Banks industry.
Industry Median: 0.85 vs FCCY: 1.43

During the past 12 months, 1st Constitution Bancorp's average Book Value Per Share Growth Rate was 9.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.90% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of 1st Constitution Bancorp was 19.20% per year. The lowest was 4.10% per year. And the median was 8.50% per year.

Back to Basics: PB Ratio


1st Constitution Bancorp PB Ratio Historical Data

The historical data trend for 1st Constitution Bancorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Constitution Bancorp PB Ratio Chart

1st Constitution Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.43 1.32 1.35 1.32 0.87

1st Constitution Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.67 0.87 0.95 1.09 1.22

Competitive Comparison of 1st Constitution Bancorp's PB Ratio

For the Banks - Regional subindustry, 1st Constitution Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Constitution Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Constitution Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where 1st Constitution Bancorp's PB Ratio falls into.



1st Constitution Bancorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

1st Constitution Bancorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Sep. 2021)
=27.79/19.374
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


1st Constitution Bancorp  (NAS:FCCY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


1st Constitution Bancorp PB Ratio Related Terms

Thank you for viewing the detailed overview of 1st Constitution Bancorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


1st Constitution Bancorp (1st Constitution Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2650 Route 130, P.O. Box 634, Cranbury, NJ, USA, 08512
1st Constitution Bancorp is a United States-based bank holding company. Through its subsidiaries, it provides commercial and retail banking. It mainly provides its services to individuals, families, institutions, and small businesses in central and coastal New Jersey and the Fort Lee area of Bergen County. Its loan portfolio segment includes residential real estate loans, home equity loans, and other loans to individuals. It operates in a single segment, which is Community Banking.
Executives
Crow Charles S Iii director
Naqi A Naqvi officer: Senior VP and CAO 23 GREEN RIDGE MANALAPAN NJ 07726
John T Andreacio officer: Chief Lending Officer and EVP KNBT BANCORP, INC. 90 HIGHLAND AVENUE BETHLEHEM PA 18017
Stephen J Gilhooly officer: SVP, CFO and Treasurer 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Carmen M Penta director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Edwin J Pisani director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
William M Rue director 40 WANTAGE AVE, BRANCHVILLE NJ 07890
William James Barrett director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Roy D Tartaglia director C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
James G Aaron director C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
J. Lynne Cannon director 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Antonio L. Cruz director 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Raymond R. Ciccone director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Robert F Mangano director, officer: President and CEO C/O 1ST CONSTITUTION BANCORP, 2650 ROUTE 130, CRANBURY NJ 08512
Walsh Frank E. Iii director 330 SOUTH STREET, SUITE 4, MORRISTOWN NJ 07960

1st Constitution Bancorp (1st Constitution Bancorp) Headlines

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