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Heartland Financial USA (FRA:1H4) PEG Ratio : 15.99 (As of May. 25, 2024)


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What is Heartland Financial USA PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Heartland Financial USA's PE Ratio without NRI is 9.59. Heartland Financial USA's 5-Year Book Value growth rate is 0.60%. Therefore, Heartland Financial USA's PEG Ratio for today is 15.99.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Heartland Financial USA's PEG Ratio or its related term are showing as below:

FRA:1H4' s PEG Ratio Range Over the Past 10 Years
Min: 0.43   Med: 1.23   Max: 256
Current: 16.25


During the past 13 years, Heartland Financial USA's highest PEG Ratio was 256.00. The lowest was 0.43. And the median was 1.23.


FRA:1H4's PEG Ratio is ranked worse than
95.73% of 1148 companies
in the Banks industry
Industry Median: 1.445 vs FRA:1H4: 16.25

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Heartland Financial USA PEG Ratio Historical Data

The historical data trend for Heartland Financial USA's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Heartland Financial USA PEG Ratio Chart

Heartland Financial USA Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.91 0.81 0.90 2.44 -

Heartland Financial USA Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.04 4.92 199.67 - -

Competitive Comparison of Heartland Financial USA's PEG Ratio

For the Banks - Regional subindustry, Heartland Financial USA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heartland Financial USA's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Heartland Financial USA's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Heartland Financial USA's PEG Ratio falls into.



Heartland Financial USA PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Heartland Financial USA's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.5926729332369/0.60
=15.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Heartland Financial USA  (FRA:1H4) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Heartland Financial USA PEG Ratio Related Terms

Thank you for viewing the detailed overview of Heartland Financial USA's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Heartland Financial USA (FRA:1H4) Business Description

Traded in Other Exchanges
Address
1800 Larimer Street, Suite 1800, Denver, CO, USA, 80202
Heartland Financial USA Inc is a multi-bank holding company that offers a wide range of commercial, small business, and consumer banking services to businesses, including public sector and non-profit entities, and individuals. It also provides traditional and non-traditional service channels including online banking, mobile/remote banking, and telephone banking. The company's business lines are Commercial Banking, Agricultural Loans, Small Business Banking, Residential Real Estate Mortgage Lending, Consumer Banking, and Wealth Management and Retirement Plan Services.

Heartland Financial USA (FRA:1H4) Headlines

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