GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Stewardship Financial Corp (NAS:SSFN) » Definitions » Peter Lynch Fair Value

Stewardship Financial (Stewardship Financial) Peter Lynch Fair Value : $6.23 (As of May. 05, 2024)


View and export this data going back to 1997. Start your Free Trial

What is Stewardship Financial Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Stewardship Financial's PEG is 1. Stewardship Financial's 5-Year TTM Book Value Growth Rate is 6.7. Stewardship Financial's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2019 was $0.93. Therefore, the Peter Lynch Fair Value for today is $6.23.

As of today (2024-05-05), Stewardship Financial's share price is $15.75. Stewardship Financial's Peter Lynch fair value is $6.23. Therefore, Stewardship Financial's Price to Peter Lynch Fair Value Ratio for today is 2.53.


The historical rank and industry rank for Stewardship Financial's Peter Lynch Fair Value or its related term are showing as below:



SSFN's Price-to-Peter-Lynch-Fair-Value is not ranked *
in the Banks industry.
Industry Median: 0.88
* Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Stewardship Financial Peter Lynch Fair Value Historical Data

The historical data trend for Stewardship Financial's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Stewardship Financial Peter Lynch Fair Value Chart

Stewardship Financial Annual Data
Trend Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 12.50 -

Stewardship Financial Quarterly Data
Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - -

Competitive Comparison of Stewardship Financial's Peter Lynch Fair Value

For the Banks - Regional subindustry, Stewardship Financial's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Stewardship Financial's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Stewardship Financial's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Stewardship Financial's Price-to-Peter-Lynch-Fair-Value falls into.



Stewardship Financial Peter Lynch Fair Value Calculation

Stewardship Financial's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 6.7 *0.93
=6.23

Stewardship Financial's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.93.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Stewardship Financial  (NAS:SSFN) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 6.7 instead of 15 in this case.

Stewardship Financial's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=15.75/6.23
=2.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Stewardship Financial Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of Stewardship Financial's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Stewardship Financial (Stewardship Financial) Business Description

Traded in Other Exchanges
N/A
Address
630 Godwin Avenue, Midland Park, NJ, USA, 07432
Stewardship Financial Corp is a part of the financial services sector. It operates through the Atlantic Stewardship Bank in providing services such as personal banking, business banking, investment, and e-services. Under its personal banking business, it provides services like cash back checking, ideal checking, statement savings and money market accounts. Its business banking umbrella comprises of business checking, business savings, and merchant services. The bank also provides mortgages, home equity, commercial loans and consumer loans.
Executives
Ostenbridge Paul Van director, officer: President & CEO 313 LONGBOW DRIVE, FRANKLIN LAKES NJ 07417
Howard Yeaton director 79 LLOYD ROAD, HOHOKUS NJ 07423
James J Burke officer: Chief Financial Officer 37 18 NORTHERN BLVD, LONG ISLAND CITY NY 11101