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Lake Shore Bancorp (Lake Shore Bancorp) Price-to-Free-Cash-Flow : 12.08 (As of May. 11, 2024)


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What is Lake Shore Bancorp Price-to-Free-Cash-Flow?

As of today (2024-05-11), Lake Shore Bancorp's share price is $12.00. Lake Shore Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $0.99. Hence, Lake Shore Bancorp's Price-to-Free-Cash-Flow Ratio for today is 12.08.

The historical rank and industry rank for Lake Shore Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

LSBK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.32   Med: 16.91   Max: 32
Current: 12.08

During the past 13 years, Lake Shore Bancorp's highest Price-to-Free-Cash-Flow Ratio was 32.00. The lowest was 7.32. And the median was 16.91.

LSBK's Price-to-Free-Cash-Flow is ranked worse than
79.68% of 994 companies
in the Banks industry
Industry Median: 6.685 vs LSBK: 12.08

Lake Shore Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.27. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $0.99.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Lake Shore Bancorp was -25.20% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 4.30% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 7.30% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 5.90% per year.

During the past 13 years, Lake Shore Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 38.50% per year. The lowest was -14.80% per year. And the median was 7.20% per year.


Lake Shore Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for Lake Shore Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Lake Shore Bancorp Price-to-Free-Cash-Flow Chart

Lake Shore Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.28 14.87 11.07 9.10 11.79

Lake Shore Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.65 9.11 9.93 11.79 -

Competitive Comparison of Lake Shore Bancorp's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Lake Shore Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lake Shore Bancorp's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Lake Shore Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Lake Shore Bancorp's Price-to-Free-Cash-Flow falls into.



Lake Shore Bancorp Price-to-Free-Cash-Flow Calculation

Lake Shore Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=12.00/0.993
=12.08

Lake Shore Bancorp's Share Price of today is $12.00.
Lake Shore Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.99.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Lake Shore Bancorp  (NAS:LSBK) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Lake Shore Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Lake Shore Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Lake Shore Bancorp (Lake Shore Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
31 East Fourth Street, Dunkirk, NY, USA, 14048
Lake Shore Bancorp Inc operates as a savings and loan holdings company. The bank's business consists of attracting retail deposits from the general public in the areas surrounding its branch offices and investing those deposits, together with funds generated from operations, primarily in commercial real estate loans, one-to-four family residential mortgage loans, home equity lines of credit and, to a lesser extent, commercial business loans, consumer loans, and investment securities. Its revenues are principally derived from interest earned on loans and investment securities.
Executives
Kim C Liddell Dir., Pres. and CEO of Bank, other: Dir., Pres. and CEO of Bank 31 EAST FOURTH STREET, DUNKIRK NY 14048
Ronald J Passafaro director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Kevin M. Sanvidge director, other: Chairman of the Board 128 EAST FOURTH STREET, DUNKIRK NY 14048
Ann M Segarra director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Taylor Gilden officer: Chief Financial Officer 31 EAST FOURTH STREET, DUNKIRK NY 14048
John L Mehltretter director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Jennifer L Zatkos officer: Chief Operating Officer 31 EAST FOURTH STREET, DUNKIRK NY 14048
Robert V Cortellucci officer: Chief Technology Officer 31 EAST FOURTH STREET, DUNKIRK NY 14048
Michelle M Debergalis director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Catharine M Young director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Tracy Steve Bennett director 125 EAST FOURTH STREET, DUNKIRK NY 14048
John P Mcgrath director 31 EAST FOURTH STREET, DUNKIRK NY 14048
Daniel P Reininga director, officer: President and CEO 125 EAST FOURTH STREET, DUNKIRK NY 14048
Jeffrey M. Werdein officer: EVP-Commercial Division 31 EAST FOURTH STREET, DUNKIRK NY 14048
Beverly Sutton officer: Internal Auditor 31 EAST FOURTH STREET, DUNKIRK NY 14048