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Cheviot Financial (Cheviot Financial) Pretax Margin % : -0.62% (As of Mar. 2016)


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What is Cheviot Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Cheviot Financial's Pre-Tax Income for the three months ended in Mar. 2016 was $-0.03 Mil. Cheviot Financial's Revenue for the three months ended in Mar. 2016 was $4.37 Mil. Therefore, Cheviot Financial's pretax margin for the quarter that ended in Mar. 2016 was -0.62%.

The historical rank and industry rank for Cheviot Financial's Pretax Margin % or its related term are showing as below:


CHEV's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 32.77
* Ranked among companies with meaningful Pretax Margin % only.

Cheviot Financial Pretax Margin % Historical Data

The historical data trend for Cheviot Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Cheviot Financial Pretax Margin % Chart

Cheviot Financial Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.60 22.40 10.48 23.56 7.69

Cheviot Financial Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.54 17.99 10.52 1.22 -0.62

Competitive Comparison of Cheviot Financial's Pretax Margin %

For the Banks - Regional subindustry, Cheviot Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cheviot Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Cheviot Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Cheviot Financial's Pretax Margin % falls into.



Cheviot Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Cheviot Financial's Pretax Margin for the fiscal year that ended in Dec. 2015 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=1.354/17.605
=7.69 %

Cheviot Financial's Pretax Margin for the quarter that ended in Mar. 2016 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2016 )/Revenue (Q: Mar. 2016 )
=-0.027/4.369
=-0.62 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cheviot Financial  (NAS:CHEV) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Cheviot Financial Pretax Margin % Related Terms

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Cheviot Financial (Cheviot Financial) Business Description

Traded in Other Exchanges
N/A
Address
Cheviot Financial Corp is incorporated in Maryland. It is a financial holding Company for Cheviot Savings Bank, which is a stock savings and loan association in Ohio. The business of Cheviot Financial Corp., consists of holding all of the outstanding common stock of Cheviot Savings Bank. The bank originates one- to four-family real estate loans, in addition to construction, multi-family, commercial real estate, and consumer loans. It also invests in United States Government Agency and mortgage-backed securities, among others. The Company conducts its operations from executive office in Cheviot, Ohio and 11 full-service branches, all of which are located in Hamilton County, Ohio. Hamilton County, Ohio represents its primary geographic market area for loans and deposits with its remaining business operations conducted in the larger Cincinnati metropolitan area which includes Warren, Butler and Clermont Counties. It also conducts a moderate level of business in the southeastern Indiana region, mainly in Dearborn, Ripley, Franklin and Ohio Counties. The Company also originates loans in the northern Kentucky region secured by properties in Campbell, Kenton and Boone Counties. It faces significant competition within its market both in making loans and attracting deposits. The Company is subject to regulation and supervision by the Federal Reserve Board, which replaced the Office of Thrift Supervision in that capacity due to the Dodd-Frank Act regulatory restructuring.
Executives
Mark T. Reitzes director, officer: President and CEO 3723 GLENMORE AVENUE, CHEVIOT OH 45211
Patricia L. Walter officer: SVP Finance 6415 BRIDGETOWN ROAD, CHEVIOT OH 45248

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