GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Funding Circle Holdings PLC (STU:FCA) » Definitions » PS Ratio

Funding Circle Holdings (STU:FCA) PS Ratio : 1.57 (As of May. 20, 2024)


View and export this data going back to 2018. Start your Free Trial

What is Funding Circle Holdings PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Funding Circle Holdings's share price is €0.865. Funding Circle Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was €0.55. Hence, Funding Circle Holdings's PS Ratio for today is 1.57.

Warning Sign:

Funding Circle Holdings PLC stock PS Ratio (=1.67) is close to 2-year high of 1.67

The historical rank and industry rank for Funding Circle Holdings's PS Ratio or its related term are showing as below:

STU:FCA' s PS Ratio Range Over the Past 10 Years
Min: 0.53   Med: 1.51   Max: 15.58
Current: 1.67

During the past 9 years, Funding Circle Holdings's highest PS Ratio was 15.58. The lowest was 0.53. And the median was 1.51.

STU:FCA's PS Ratio is ranked better than
68.91% of 521 companies
in the Credit Services industry
Industry Median: 3.22 vs STU:FCA: 1.67

Funding Circle Holdings's Revenue per Sharefor the six months ended in Dec. 2023 was €0.29. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was €0.55.

Warning Sign:

Funding Circle Holdings PLC revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Funding Circle Holdings was 5.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was -12.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was -3.50% per year.

During the past 9 years, Funding Circle Holdings's highest 3-Year average Revenue per Share Growth Rate was 77.20% per year. The lowest was -12.50% per year. And the median was 19.95% per year.

Back to Basics: PS Ratio


Funding Circle Holdings PS Ratio Historical Data

The historical data trend for Funding Circle Holdings's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Funding Circle Holdings PS Ratio Chart

Funding Circle Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only 1.64 1.28 1.95 1.23 0.85

Funding Circle Holdings Semi-Annual Data
Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 - 1.23 - 0.85

Competitive Comparison of Funding Circle Holdings's PS Ratio

For the Credit Services subindustry, Funding Circle Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Funding Circle Holdings's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Funding Circle Holdings's PS Ratio distribution charts can be found below:

* The bar in red indicates where Funding Circle Holdings's PS Ratio falls into.



Funding Circle Holdings PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Funding Circle Holdings's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.865/0.55
=1.57

Funding Circle Holdings's Share Price of today is €0.865.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Funding Circle Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was €0.55.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Funding Circle Holdings  (STU:FCA) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Funding Circle Holdings PS Ratio Related Terms

Thank you for viewing the detailed overview of Funding Circle Holdings's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Funding Circle Holdings (STU:FCA) Business Description

Traded in Other Exchanges
Address
71 Queen Victoria Street, London, GBR, EC4V 4AY
Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region.

Funding Circle Holdings (STU:FCA) Headlines

From GuruFocus

Greenwood Investors 2Q Letter - The Reasons To Own Fiat

By Canadian Value Canadian Value 07-20-2015

Competition Demystified: Strategy and Competitive Analysis

By Robert Abbott Robert Abbott 02-05-2020

Automakers Report Strong Sales in January, Expect Record Year

By Mayank Marwah Mayank Marwah 02-18-2016

Beating the Street: Lynch's Mature Years at Magellan

By Robert Abbott Robert Abbott 10-22-2019

Seth Klarman and Mohnish Pabrai's Portfolio Movements in 4th-Quarter 2018

By Rupert Hargreaves Rupert Hargreaves 02-14-2019