GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » 1st Constitution Bancorp (NAS:FCCY) » Definitions » PS Ratio

1st Constitution Bancorp (1st Constitution Bancorp) PS Ratio : 3.72 (As of Apr. 25, 2024)


View and export this data going back to 1999. Start your Free Trial

What is 1st Constitution Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, 1st Constitution Bancorp's share price is $27.79. 1st Constitution Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $7.47. Hence, 1st Constitution Bancorp's PS Ratio for today is 3.72.

Warning Sign:

1st Constitution Bancorp stock PS Ratio (=3.72) is close to 10-year high of 4.05

The historical rank and industry rank for 1st Constitution Bancorp's PS Ratio or its related term are showing as below:

FCCY' s PS Ratio Range Over the Past 10 Years
Min: 1.15   Med: 2.24   Max: 4.05
Current: 3.72

During the past 13 years, 1st Constitution Bancorp's highest PS Ratio was 4.05. The lowest was 1.15. And the median was 2.24.

FCCY's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.4 vs FCCY: 3.72

1st Constitution Bancorp's Revenue per Sharefor the three months ended in Sep. 2021 was $1.81. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 was $7.47.

Good Sign:

1st Constitution Bancorp has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of 1st Constitution Bancorp was 14.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 10.10% per year. During the past 5 years, the average Revenue per Share Growth Rate was 7.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 4.50% per year.

During the past 13 years, 1st Constitution Bancorp's highest 3-Year average Revenue per Share Growth Rate was 121.60% per year. The lowest was -1.40% per year. And the median was 7.50% per year.

Back to Basics: PS Ratio


1st Constitution Bancorp PS Ratio Historical Data

The historical data trend for 1st Constitution Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Constitution Bancorp PS Ratio Chart

1st Constitution Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.74 3.43 3.35 3.56 2.23

1st Constitution Bancorp Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 2.23 2.35 2.72 3.17

Competitive Comparison of 1st Constitution Bancorp's PS Ratio

For the Banks - Regional subindustry, 1st Constitution Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Constitution Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Constitution Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where 1st Constitution Bancorp's PS Ratio falls into.



1st Constitution Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

1st Constitution Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=27.79/7.47
=3.72

1st Constitution Bancorp's Share Price of today is $27.79.
1st Constitution Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.47.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


1st Constitution Bancorp  (NAS:FCCY) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


1st Constitution Bancorp PS Ratio Related Terms

Thank you for viewing the detailed overview of 1st Constitution Bancorp's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


1st Constitution Bancorp (1st Constitution Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2650 Route 130, P.O. Box 634, Cranbury, NJ, USA, 08512
1st Constitution Bancorp is a United States-based bank holding company. Through its subsidiaries, it provides commercial and retail banking. It mainly provides its services to individuals, families, institutions, and small businesses in central and coastal New Jersey and the Fort Lee area of Bergen County. Its loan portfolio segment includes residential real estate loans, home equity loans, and other loans to individuals. It operates in a single segment, which is Community Banking.
Executives
Crow Charles S Iii director
Naqi A Naqvi officer: Senior VP and CAO 23 GREEN RIDGE MANALAPAN NJ 07726
John T Andreacio officer: Chief Lending Officer and EVP KNBT BANCORP, INC. 90 HIGHLAND AVENUE BETHLEHEM PA 18017
Stephen J Gilhooly officer: SVP, CFO and Treasurer 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Carmen M Penta director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Edwin J Pisani director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
William M Rue director 40 WANTAGE AVE, BRANCHVILLE NJ 07890
William James Barrett director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Roy D Tartaglia director C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
James G Aaron director C/O 1ST CONSTITUTION BANK 2650 ROUTE 130 CRANBURY NJ 08512
J. Lynne Cannon director 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Antonio L. Cruz director 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Raymond R. Ciccone director C/O 1ST CONSTITUTION BANCORP 2650 ROUTE 130 CRANBURY NJ 08512
Robert F Mangano director, officer: President and CEO C/O 1ST CONSTITUTION BANCORP, 2650 ROUTE 130, CRANBURY NJ 08512
Walsh Frank E. Iii director 330 SOUTH STREET, SUITE 4, MORRISTOWN NJ 07960

1st Constitution Bancorp (1st Constitution Bancorp) Headlines

From GuruFocus

Top 5 1st Quarter Trades of BANC FUNDS CO LLC

By GuruFocus Research GuruFocus Editor 05-11-2022

1ST Constitution Bancorp to Join the Russell 2000 Index

By Marketwired Marketwired 06-22-2018