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Premier Financial Bancorp (Premier Financial Bancorp) PS Ratio : 3.41 (As of Apr. 26, 2024)


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What is Premier Financial Bancorp PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Premier Financial Bancorp's share price is $17.79. Premier Financial Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2021 was $5.22. Hence, Premier Financial Bancorp's PS Ratio for today is 3.41.

Warning Sign:

Premier Financial Bancorp Inc stock PS Ratio (=3.41) is close to 1-year high of 3.68

The historical rank and industry rank for Premier Financial Bancorp's PS Ratio or its related term are showing as below:

PFBI' s PS Ratio Range Over the Past 10 Years
Min: 0.68   Med: 2.4   Max: 4.05
Current: 3.41

During the past 13 years, Premier Financial Bancorp's highest PS Ratio was 4.05. The lowest was 0.68. And the median was 2.40.

PFBI's PS Ratio is not ranked
in the Banks industry.
Industry Median: 2.4 vs PFBI: 3.41

Premier Financial Bancorp's Revenue per Sharefor the three months ended in Jun. 2021 was $1.28. Its Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2021 was $5.22.

Warning Sign:

Premier Financial Bancorp Inc revenue growth has slowed down over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Premier Financial Bancorp was -0.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 1.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 1.90% per year. During the past 10 years, the average Revenue per Share Growth Rate was 1.40% per year.

During the past 13 years, Premier Financial Bancorp's highest 3-Year average Revenue per Share Growth Rate was 14.60% per year. The lowest was -13.40% per year. And the median was 2.40% per year.

Back to Basics: PS Ratio


Premier Financial Bancorp PS Ratio Historical Data

The historical data trend for Premier Financial Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Premier Financial Bancorp PS Ratio Chart

Premier Financial Bancorp Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.44 3.26 2.97 3.50 2.57

Premier Financial Bancorp Quarterly Data
Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.50 2.11 2.57 3.57 3.23

Competitive Comparison of Premier Financial Bancorp's PS Ratio

For the Banks - Regional subindustry, Premier Financial Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premier Financial Bancorp's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Premier Financial Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where Premier Financial Bancorp's PS Ratio falls into.



Premier Financial Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Premier Financial Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=17.79/5.223
=3.41

Premier Financial Bancorp's Share Price of today is $17.79.
Premier Financial Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.22.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Premier Financial Bancorp  (NAS:PFBI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Premier Financial Bancorp PS Ratio Related Terms

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Premier Financial Bancorp (Premier Financial Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2883 Fifth Avenue, Huntington, WV, USA, 25702
Premier Financial Bancorp Inc is a multi-bank holding company. It focuses on providing community banking services to individuals and small-to-medium sized businesses. It offers a range of retail and commercial banking services, including commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; safe deposit boxes; cash management services; and other services for both individuals and businesses. The banks' range of deposit services includes checking accounts, NOW accounts, savings accounts, money market accounts, club accounts, individual retirement accounts, certificates of deposit and overdraft protection. All the business activity is primarily functioned through the Unites States.
Executives
Douglas V Reynolds director 900 OLD FREEPORT ROAD, PITTSBURGH PA 15238
Robert W Walker director, officer: Chief Executive Officer 336 WOODLOMOND WAY HUNTINGTON WV 25705
Brien M Chase officer: Chief Financial Officer ONE JOHNSTONE ROAD SOUTH CHARLESTON WV 25309
Scot A. Kelley officer: VP Credit Adminstration 2883 5TH AVENUE HUNTINGTON WV 25702
Katrina Whitt officer: VP Human Resources 2883 5TH AVENUE HUNTINGTON WV 25702
Michael Ray Mineer officer: Senior Vice President 10 SECOND STREET VANCEBURG KY 41179
Jonathan Mark Bias officer: Senior Vice President 2883 5TH AVENUE HUNTINGTON WV 25702
Neal Scaggs director 302 CENTRAL AVENUE, LOGAN WV 25601
Thomas W Wright director PO BOX 716 ASHLAND KY 41105-0716
Philip E Cline director P O BOX 119 HUNTINGTON WV 25706-0119
Harry Maxwell Hatfield director P.O. BOX 598 MADISON WV 25130
Jackson Lloyd George Ii director 24 SECOND STREET HAMLIN WV 25523
Marshall T Reynolds director, officer: Chairman of the Board 2450 FIRST AVENUE, HUNTINGTON WV 25704
Toney K Adkins director ROUTE 1 BOX 622 GENOA WV 25517
Dennis J Klingensmith officer: Senior Vice President 28 MEADE STREET BUCKHANNON WV 26201