What is Paybox Financial Strength?
Paybox has the Financial Strength Rank of 0.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
Paybox has no long-term debt (1).
Paybox's debt to revenue ratio for the quarter that ended in Dec. 2016 was 0.00.
As of today, Paybox's Altman Z-Score is 0.00.
(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Competitive Comparison of Paybox's Financial Strength
For the Software - Application subindustry, Paybox's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paybox's Financial Strength Distribution in the Software Industry
For the Software industry and Technology sector, Paybox's Financial Strength distribution charts can be found below:
* The bar in red indicates where Paybox's Financial Strength falls into.
Paybox Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Paybox's Interest Expense for the
months ended in Dec. 2016 was $0.00 Mil. Its Operating Income for the
months ended in Dec. 2016 was $-0.44 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2016 was $0.00 Mil.
Paybox's Interest Coverage for the quarter that ended in Dec. 2016 is
| Paybox had no long-term debt (1). |
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Paybox's Debt to Revenue Ratio for the quarter that ended in Dec. 2016 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Paybox has a Z-score of 0.00, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paybox (Paybox) Business Description
Traded in Other Exchanges
N/A
Address
Paybox Corp operates as a software as a service provider (SaaS) company. It provides a unified working capital management platform for Order-to-Cash and Procure-to-Pay processes. The company offers PAYBOX, an Order-to-Cash process, which streamlines the receivables processes by combining invoice presentment, online adjustments, and approvals, electronic payments, enterprise resource planning, or lockbox system to corporate users primarily through banks. In addition, it also provides Procure-to-Pay, an e-invoice management solution for accounts payable, which renders various services, including supplier self-service portal, supplier electronic invoice submission, invoice matching and workflow exception handling, invoice approval and payment, and vendor boarding and supplier services.
Executives
| James A Cannavino |
director |
|
| Lowell Rush |
officer: CFO, Secretary & Treasurer |
C/O DIRECT INSITE CORP., 500 EAST BROWARD BOULEVARD, SUITE 1550, FORT LAUDERDALE FL 33394 |
| Craig W Thomas |
director |
2100 CRESCENT AVENUE, CHARLOTTE NC 28207 |
| Arnold P Leap |
officer: EVP & Chief Tech. Officer |
ONE OLD COUNTRY ROAD, SUITE 500, CARLE PLACE NY 11514 |
| M Bernard Puckett |
other: Former Director |
1499 POST ROAD FAIRFIELD CT 06824 |
| Michael Beecher |
officer: Chief Financial Officer |
C/O DIRECT INSITE CORP, 80 ORVILLE DRIVE, BOHEMIA NY 11716 |
| Mechem Charles S Jr |
director |
2803 TETON PINE DR, WILSON WY 83014 |
| Sigma Capital Partners, Llc |
10 percent owner |
800 THIRD AVENUE, NEW YORK NY 10022 |
| Sigma Capital Advisors, Llc |
10 percent owner |
800 THIRD AVENUE, NEW YORK NY 10022 |
| Thom Waye |
10 percent owner |
C/O SIGMA CAPITAL ADVISORS, LLC, 800 THIRD AVENUE, NEW YORK NY 10022 |
| Sigma Opportunity Fund Llc |
10 percent owner |
800 THIRD AVENUE SUITE 1701 NEW YORK NY 10022 |
Paybox (Paybox) Headlines
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