Alior Bank (Alior Bank) GF Value Rank : 3 (As of May. 25, 2024)

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What is Alior Bank GF Value Rank?

Alior Bank has the GF Value Rank of 3.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Competitive Comparison of Alior Bank's GF Value Rank

For the Banks - Diversified subindustry, Alior Bank's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alior Bank's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Alior Bank's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Alior Bank's GF Value Rank falls into.

Alior Bank GF Value Rank Related Terms

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Alior Bank (Alior Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Alior Bank SA (OTCPK:ALORY) » Definitions » GF Value Rank

Traded in Other Exchanges

ALR:Poland 0QBM:UK A6O:Germany

Address

ul. Lopuszanska 38D, Warsaw, POL, 02-232

Website

https://www.aliorbank.pl

Alior Bank SA is a universal lending and deposit-taking bank that provides services primarily to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. About a quarter of the amounts due from customers originates from the Mazovia province. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.

Alior Bank (Alior Bank) Headlines

From GuruFocus

Q1 2024 Alior Bank SA Earnings Call Transcript

By GuruFocus Research • 04-26-2024