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VCredit Holdings (HKSE:02003) GF Value Rank : 0 (As of May. 26, 2024)


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What is VCredit Holdings GF Value Rank?

VCredit Holdings has the GF Value Rank of 0.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


VCredit Holdings GF Value Rank Related Terms

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VCredit Holdings (HKSE:02003) Business Description

Traded in Other Exchanges
Address
19/F Two Pacific Place, Suite 1918, 88 Queensway, Hong Kong, HKG, 200085
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions.
Executives
Yu Shu Investment Vcc - Rain Tree Asia Equity Fund 2101 Beneficial owner
Ma Ting Hung 2201 Interest of corporation controlled by you
Liu Sai Wang Stephen 2201 Interest of corporation controlled by you
Perfect Castle Development Limited 2101 Beneficial owner
Skyworld-best Limited 2101 Beneficial owner
Cavamont Holdings Limited 2201 Interest of corporation controlled by you
Kwok Chang Shiu Feng 2201 Interest of corporation controlled by you
Kwok Peter Viem 2201 Interest of corporation controlled by you
High Loyal Management Limited 2501 Other
Kwok Lim Ying 2201 Interest of corporation controlled by you
Magic Mount Limited 2101 Beneficial owner
Tpg Group Holdings (sbs), L.p. 2201 Interest of corporation controlled by you
Atlantis China Star Fund Ii Limited 2101 Beneficial owner
Tpg Holdings Iii-a, L.p. 2201 Interest of corporation controlled by you
Tpg Holdings Iii-a, Inc. 2201 Interest of corporation controlled by you

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