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Treasure State Bank Mt (Treasure State Bank Mt) Return-on-Tangible-Equity : -1.24% (As of Sep. 2007)


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What is Treasure State Bank Mt Return-on-Tangible-Equity?

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Treasure State Bank Mt's annualized net income for the quarter that ended in Sep. 2007 was $-0.12 Mil. Treasure State Bank Mt's average shareholder tangible equity for the quarter that ended in Sep. 2007 was $9.33 Mil. Therefore, Treasure State Bank Mt's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2007 was -1.24%.

The historical rank and industry rank for Treasure State Bank Mt's Return-on-Tangible-Equity or its related term are showing as below:

TRSU's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 10.78
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

Treasure State Bank Mt Return-on-Tangible-Equity Historical Data

The historical data trend for Treasure State Bank Mt's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Treasure State Bank Mt Return-on-Tangible-Equity Chart

Treasure State Bank Mt Annual Data
Trend
Return-on-Tangible-Equity

Treasure State Bank Mt Quarterly Data
Mar07 Jun07 Sep07
Return-on-Tangible-Equity -20.18 -6.99 -1.24

Competitive Comparison of Treasure State Bank Mt's Return-on-Tangible-Equity

For the Banks - Regional subindustry, Treasure State Bank Mt's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Treasure State Bank Mt's Return-on-Tangible-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Treasure State Bank Mt's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Treasure State Bank Mt's Return-on-Tangible-Equity falls into.



Treasure State Bank Mt Return-on-Tangible-Equity Calculation

Treasure State Bank Mt's annualized Return-on-Tangible-Equity for the fiscal year that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+ )/ )
=/
= %

Treasure State Bank Mt's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2007 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Sep. 2007 )  (Q: Jun. 2007 )(Q: Sep. 2007 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Sep. 2007 )  (Q: Jun. 2007 )(Q: Sep. 2007 )
=-0.116/( (9.324+9.331)/ 2 )
=-0.116/9.3275
=-1.24 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2007) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.


Treasure State Bank Mt  (OTCPK:TRSU) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Treasure State Bank Mt Return-on-Tangible-Equity Related Terms

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Treasure State Bank Mt (Treasure State Bank Mt) Business Description

Traded in Other Exchanges
N/A
Address
Treasure State Bank, a state chartered bank, is headquartered in Missoula, Montana. The Bank was founded in January 2007. The Company's personal and business online banking options offer a complete, full-service, easy-to-use Internet banking experience useful to all its customers. The Bank serves businesses, professionals, non-profit organizations and individuals through customized banking services and products. Additionally, the Bank opened a residential mortgage department. As this department becomes established it would provide non-interest income to supplement the bottom line.

Treasure State Bank Mt (Treasure State Bank Mt) Headlines

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