Guaranty Bancshares (Guaranty Bancshares) Risk Assessment

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What is Guaranty Bancshares Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Guaranty Bancshares is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Guaranty Bancshares's Risk Assessment

For the Banks - Regional subindustry, Guaranty Bancshares's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guaranty Bancshares's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Guaranty Bancshares's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Guaranty Bancshares's Risk Assessment falls into.

Guaranty Bancshares (NYSE:GNTY) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Guaranty Bancshares Risk Assessment Related Terms

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Guaranty Bancshares (Guaranty Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Guaranty Bancshares Inc (NYSE:GNTY) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

16475 Dallas Parkway, Suite 600, Addison, TX, USA, 75001

Website

https://www.gnty.com

Guaranty Bancshares Inc is a bank holding company conducting banking activities through its wholly-owned subsidiary. The company provides its customers with a full array of relationship-driven commercial and consumer banking products and services, as well as mortgage, trust, and wealth management products and services that are tailored to meet the needs of small and medium-sized businesses, professionals, and individuals. It also provides other services such as Credit cards, Personal Loans, Account Management, Business Checking, Treasury Management, Business savings, and other related services. The company generates its revenue from interest on loans and investments, customer service and loan fees, fees related to the sale of mortgage loans, and trust and wealth management services.

Executives

James S. Bunch	director	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Jeffrey W Brown	director	1400 LAKE HEARN DR, ATLANTA GA 30319
Lisa S. Gallerano	officer: VP and General Counsel	16475 DALLAS PARKWAY, SUITE 600, ADDISON TX 75001
Shalene A. Jacobson	officer: Senior VP & Chief Risk Officer	16475 DALLAS PKWY, SUITE 100, ADDISON TX 75001
Charles A. Cowell	officer: Chm. & EVP-Guaranty Bank&Trust	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Richard W. Baker	director	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Sondra Cunningham	director	P.O. BOX 1158, MT. PLEASANT TX 75455
William Travis Brown	officer: Austin Area Chairman	P.O. BOX 1158, MT. PLEASANT TX 75455
Tyson T Abston	director, officer: Chairman and CEO	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Molly Curl	director	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Martin C Bell	officer: EVP - Guaranty Bank & Trust	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Randall R. Kucera	officer: VP and General Counsel	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Robert P. Sharp	officer: EVP - Guaranty Bank & Trust	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
William D. Priefert	director	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455
Daniel J. Muskrat	officer: EVP & CIO-Guaranty Bank&Trust	201 SOUTH JEFFERSON AVENUE, MOUNT PLEASANT TX 75455