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Pushpay Holdings (NZSE:PPH) ROA % : 7.33% (As of Sep. 2022)


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What is Pushpay Holdings ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Pushpay Holdings's annualized Net Income for the quarter that ended in Sep. 2022 was NZ$29.7 Mil. Pushpay Holdings's average Total Assets over the quarter that ended in Sep. 2022 was NZ$405.2 Mil. Therefore, Pushpay Holdings's annualized ROA % for the quarter that ended in Sep. 2022 was 7.33%.

The historical rank and industry rank for Pushpay Holdings's ROA % or its related term are showing as below:

NZSE:PPH' s ROA % Range Over the Past 10 Years
Min: -108.87   Med: -73.78   Max: 42.6
Current: 8.73

During the past 10 years, Pushpay Holdings's highest ROA % was 42.60%. The lowest was -108.87%. And the median was -73.78%.

NZSE:PPH's ROA % is not ranked
in the Software industry.
Industry Median: 1 vs NZSE:PPH: 8.73

Pushpay Holdings ROA % Historical Data

The historical data trend for Pushpay Holdings's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pushpay Holdings ROA % Chart

Pushpay Holdings Annual Data
Trend Mar13 Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -70.71 43.61 17.52 22.58 17.86

Pushpay Holdings Semi-Annual Data
Mar13 Mar14 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.33 26.24 20.19 11.03 7.33

Competitive Comparison of Pushpay Holdings's ROA %

For the Software - Infrastructure subindustry, Pushpay Holdings's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pushpay Holdings's ROA % Distribution in the Software Industry

For the Software industry and Technology sector, Pushpay Holdings's ROA % distribution charts can be found below:

* The bar in red indicates where Pushpay Holdings's ROA % falls into.



Pushpay Holdings ROA % Calculation

Pushpay Holdings's annualized ROA % for the fiscal year that ended in Mar. 2022 is calculated as:

ROA %=Net Income (A: Mar. 2022 )/( (Total Assets (A: Mar. 2021 )+Total Assets (A: Mar. 2022 ))/ count )
=48.635/( (163.995+380.508)/ 2 )
=48.635/272.2515
=17.86 %

Pushpay Holdings's annualized ROA % for the quarter that ended in Sep. 2022 is calculated as:

ROA %=Net Income (Q: Sep. 2022 )/( (Total Assets (Q: Mar. 2022 )+Total Assets (Q: Sep. 2022 ))/ count )
=29.714/( (380.508+429.89)/ 2 )
=29.714/405.199
=7.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Sep. 2022) net income data. ROA % is displayed in the 30-year financial page.


Pushpay Holdings  (NZSE:PPH) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Sep. 2022 )
=Net Income/Total Assets
=29.714/405.199
=(Net Income / Revenue)*(Revenue / Total Assets)
=(29.714 / 341.37)*(341.37 / 405.199)
=Net Margin %*Asset Turnover
=8.7 %*0.8425
=7.33 %

Note: The Net Income data used here is two times the semi-annual (Sep. 2022) net income data. The Revenue data used here is two times the semi-annual (Sep. 2022) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Pushpay Holdings ROA % Related Terms

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Pushpay Holdings (NZSE:PPH) Business Description

Traded in Other Exchanges
N/A
Address
167 Victoria Street West, Level 6, Building D, Auckland, NTL, NZL, 1010
Pushpay primarily sells donor and church management systems to the global faith sector. Revenue is mainly derived from: (1) subscription fees based on a church's size and number of services provided to the church, and (2) processing fees for donations processed through its giving platform. Operations are mainly in the U.S., and its core customers are large evangelical and nondenominational churches with weekly attendances ranging from 1,100 to 50,000. Pushpay also sells to medium and small churches. The firm's solutions encompass, but are not limited to, virtual giving, record keeping, event registration, member engagement, video broadcasting, and data analytics. It also services nonprofit organisation and education providers, though these are currently immaterial to earnings.

Pushpay Holdings (NZSE:PPH) Headlines