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Eagle Bancorp (Eagle Bancorp) ROE % : 6.50% (As of Dec. 2023)


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What is Eagle Bancorp ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Eagle Bancorp's annualized net income for the quarter that ended in Dec. 2023 was $80.9 Mil. Eagle Bancorp's average Total Stockholders Equity over the quarter that ended in Dec. 2023 was $1,245.1 Mil. Therefore, Eagle Bancorp's annualized ROE % for the quarter that ended in Dec. 2023 was 6.50%.

The historical rank and industry rank for Eagle Bancorp's ROE % or its related term are showing as below:

EGBN' s ROE % Range Over the Past 10 Years
Min: 6.11   Med: 11.77   Max: 14.79
Current: 6.11

During the past 13 years, Eagle Bancorp's highest ROE % was 14.79%. The lowest was 6.11%. And the median was 11.77%.

EGBN's ROE % is ranked worse than
71.99% of 1460 companies
in the Banks industry
Industry Median: 9.78 vs EGBN: 6.11

Eagle Bancorp ROE % Historical Data

The historical data trend for Eagle Bancorp's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Bancorp ROE % Chart

Eagle Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.43 10.88 13.64 10.93 8.03

Eagle Bancorp Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.85 9.32 8.99 6.50 -0.11

Competitive Comparison of Eagle Bancorp's ROE %

For the Banks - Regional subindustry, Eagle Bancorp's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp's ROE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's ROE % distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's ROE % falls into.



Eagle Bancorp ROE % Calculation

Eagle Bancorp's annualized ROE % for the fiscal year that ended in Dec. 2023 is calculated as

ROE %=Net Income (A: Dec. 2023 )/( (Total Stockholders Equity (A: Dec. 2022 )+Total Stockholders Equity (A: Dec. 2023 ))/ count )
=100.534/( (1228.321+1274.283)/ 2 )
=100.534/1251.302
=8.03 %

Eagle Bancorp's annualized ROE % for the quarter that ended in Dec. 2023 is calculated as

ROE %=Net Income (Q: Dec. 2023 )/( (Total Stockholders Equity (Q: Sep. 2023 )+Total Stockholders Equity (Q: Dec. 2023 ))/ count )
=80.9/( (1215.884+1274.283)/ 2 )
=80.9/1245.0835
=6.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2023) net income data. ROE % is displayed in the 30-year financial page.


Eagle Bancorp  (NAS:EGBN) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=80.9/1245.0835
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(80.9 / 303.544)*(303.544 / 11414.376)*(11414.376 / 1245.0835)
=Net Margin %*Asset Turnover*Equity Multiplier
=26.65 %*0.0266*9.1676
=ROA %*Equity Multiplier
=0.71 %*9.1676
=6.50 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=80.9/1245.0835
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (80.9 / 99.568) * (99.568 / 303.544) * (303.544 / 11414.376) * (11414.376 / 1245.0835)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.8125 * 32.8 % * 0.0266 * 9.1676
=6.50 %

Note: The net income data used here is four times the quarterly (Dec. 2023) net income data. The Revenue data used here is four times the quarterly (Dec. 2023) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Eagle Bancorp ROE % Related Terms

Thank you for viewing the detailed overview of Eagle Bancorp's ROE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Bancorp (Eagle Bancorp) Business Description

Traded in Other Exchanges
Address
7830 Old Georgetown Road, Third Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a bank holding company that operates through its wholly-owned subsidiary, EagleBank which offers a broad range of commercial banking services to business and professional clients, and consumer banking services to individuals. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing, asset-based lending and accounts receivable financing, construction and commercial real estate loans, business equipment financing, consumer home equity lines of credit, personal lines of credit and term loans, consumer loans, personal credit cards, residential mortgage loans.
Executives
Paul Saltzman officer: EVP/Chief Legal Officer 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
Theresa G. Laplaca director 2131 SHERWOOD AVE., CHARLOTTE NC 28207-2119
Eric R Newell officer: EVP, Chief Financial Officer 7701 E. KELLOGG, SUITE 300, WICHITA KS 67207
Ryan Riel officer: Executive Vice President 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
A. Leslie Ludwig director 1801 N. HERNDON ST., ARLINGTON VA 22201
Antonio F Marquez officer: EVP/CLO-CRE 6205 MAZWOOD ROAD, ROCKVILLE MD 20852
James A Soltesz director 8608 WHITE POST COURT, POTOMAC MD 20854
Matthew D Brockwell director 104 WESTMANOR COURT, VIENNA VA 22180
Kathy A Raffa director 1899 L ST., NW, SUITE 850, WASHINGTON DC 20036
Benjamin M. Soto director 3240 FESSENDEN STREET NW, WASHINGTON DC 20008
Janice L. Williams officer: EVP/CCO 9712 BEMAN WOODS WAY, POTOMAC MD 20854
Charles Levingston officer: EVP/CFO 7830 OLD GEORGETOWN ROAD, BETHESDA MD 20814
Susan G Riel director, officer: President & CEO 688 RIDGE ROAD, MT. AIRY MD 21771
Ernie Jarvis director 10013 ORMOND ROAD, POTOMAC MD 20854
Steven Freidkin director 7100 GLENBROOK ROAD, BETHESDA MD 20814