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Hampton Roads Bankshares (Hampton Roads Bankshares) ROE % : 5.95% (As of Sep. 2017)


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What is Hampton Roads Bankshares ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Hampton Roads Bankshares's annualized net income for the quarter that ended in Sep. 2017 was $28.6 Mil. Hampton Roads Bankshares's average Total Stockholders Equity over the quarter that ended in Sep. 2017 was $481.5 Mil. Therefore, Hampton Roads Bankshares's annualized ROE % for the quarter that ended in Sep. 2017 was 5.95%.

The historical rank and industry rank for Hampton Roads Bankshares's ROE % or its related term are showing as below:

HMPR' s ROE % Range Over the Past 10 Years
Min: -89.45   Med: 2.82   Max: 38.17
Current: 5.14

During the past 13 years, Hampton Roads Bankshares's highest ROE % was 38.17%. The lowest was -89.45%. And the median was 2.82%.

HMPR's ROE % is not ranked
in the Banks industry.
Industry Median: 9.7 vs HMPR: 5.14

Hampton Roads Bankshares ROE % Historical Data

The historical data trend for Hampton Roads Bankshares's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hampton Roads Bankshares ROE % Chart

Hampton Roads Bankshares Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -16.76 2.21 4.90 38.17 15.14

Hampton Roads Bankshares Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.33 4.46 4.85 5.28 5.95

Competitive Comparison of Hampton Roads Bankshares's ROE %

For the Banks - Regional subindustry, Hampton Roads Bankshares's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hampton Roads Bankshares's ROE % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hampton Roads Bankshares's ROE % distribution charts can be found below:

* The bar in red indicates where Hampton Roads Bankshares's ROE % falls into.



Hampton Roads Bankshares ROE % Calculation

Hampton Roads Bankshares's annualized ROE % for the fiscal year that ended in Dec. 2016 is calculated as

ROE %=Net Income (A: Dec. 2016 )/( (Total Stockholders Equity (A: Dec. 2015 )+Total Stockholders Equity (A: Dec. 2016 ))/ count )
=57.042/( (290.108+463.181)/ 2 )
=57.042/376.6445
=15.14 %

Hampton Roads Bankshares's annualized ROE % for the quarter that ended in Sep. 2017 is calculated as

ROE %=Net Income (Q: Sep. 2017 )/( (Total Stockholders Equity (Q: Jun. 2017 )+Total Stockholders Equity (Q: Sep. 2017 ))/ count )
=28.632/( (478.781+484.261)/ 2 )
=28.632/481.521
=5.95 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2017) net income data. ROE % is displayed in the 30-year financial page.


Hampton Roads Bankshares  (NAS:HMPR) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2017 )
=Net Income/Total Stockholders Equity
=28.632/481.521
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(28.632 / 117.588)*(117.588 / 3216.116)*(3216.116 / 481.521)
=Net Margin %*Asset Turnover*Equity Multiplier
=24.35 %*0.0366*6.6791
=ROA %*Equity Multiplier
=0.89 %*6.6791
=5.95 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2017 )
=Net Income/Total Stockholders Equity
=28.632/481.521
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (28.632 / 42.472) * (42.472 / 117.588) * (117.588 / 3216.116) * (3216.116 / 481.521)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 0.6741 * 36.12 % * 0.0366 * 6.6791
=5.95 %

Note: The net income data used here is four times the quarterly (Sep. 2017) net income data. The Revenue data used here is four times the quarterly (Sep. 2017) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Hampton Roads Bankshares ROE % Related Terms

Thank you for viewing the detailed overview of Hampton Roads Bankshares's ROE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Hampton Roads Bankshares (Hampton Roads Bankshares) Business Description

Traded in Other Exchanges
N/A
Address
Xenith Bankshares Inc. is US-based commercial bank which is engaged in general community and commercial banking business. The company offers a broad range of interest-bearing and noninterest-bearing deposit accounts, including commercial and retail checking accounts. It provides loan and advances and lending products to commercial and industrial, construction, real estate-commercial mortgage, real estate-residential mortgage and for various business purposes. The company also offers mortgage banking services such as originating and processing mortgage loans for sale to the secondary market. Its reportable segments are mortgage and corporate. The company's primary source of revenue comprises of interest income and fees earned from lending and investment activities.
Executives
Snead Thomas G Jr director 1100 BOULDERS PARKWAY, RICHMOND VA 23225
Judy Carol Gavant officer: SVP/Chief Accounting Officer ONE JAMES CENTER, 901 EAST CARY STREET, SUITE 1700, RICHMOND VA 23219
Edward Grebow director
James Floyd Burr director 301 SOUTH COLLEGE STREET, CHARLOTTE NC 28288
Scott A. Reed director 901 E. CARY STREET, ONE JAMES CENTER, SUITE 1700, RICHMOND VA 23219
Patrick E. Corbin director 999 WATERSIDE DR., STE. 200, NORFOLK VA 23510
Robert Goldstein 10 percent owner
Eugene Ludwig director, 10 percent owner 280 PARK AVENUE, 40TH FLOOR WEST, SUITE 401, NEW YORK NY 10017
John S Poelker director C/O 420 MAIN STREET, EVANSVILLE IN 47708
Jon F Weber director 641 LYNNHAVEN PARKWAY, VIRGINIA BEACH VA 23457
Stephen J Gurgovits director
Stephen P Theobald officer: Chief Financial Officer & EVP 999 WATERSIDE DRIVE, SUITE 200, NORFOLK VA 23510
Tc Group Cayman Investment Holdings, L.p. 10 percent owner C/O WALKERS CORPORATE SERVICES LIMITED, 190 ELGIN AVENUE, GEORGE TOWN, GRAND CAYMAN E9 KY1-9001
Carlyle Financial Services Harbor, L.p. 10 percent owner C/O THE CARLYLE GROUP, 1001 PENNSYLVANIA AVENUE, NW, WASHINGTON DC 20004-2505
Carlyle Financial Services, Ltd. 10 percent owner C/O THE CARLYLE GROUP, 1001 PENNSYLVANIA AVENUE, NW, WASHINGTON DC 20004-2505

Hampton Roads Bankshares (Hampton Roads Bankshares) Headlines